Choose from Fixed Car Finance (hire purchase) and Flex Car Finance (personal contract purchase) and pay for your perfect car the way that works best for you.
Own your car at the end of your agreement, with simple monthly repayments and no mileage restrictions.
Save on the monthly repayments and decide at the end whether you want to keep the car.
We offer finance on most vehicles for personal use, and cover the majority of UK dealerships. Finance isn’t available for commercial vehicles or purchases from private sellers.
You can get as many personalised quotes as you like, and then apply once you’ve found the right car and confirmed the price with the dealer.
We don't offer part-exchange with Car Finance Plus. However, you can get an independent valuation and sell your car, and use the money from the sale as a deposit for your new car, or you can arrange a part-exchange with the dealer you’re buying your car from.
Once you’ve found the car you want, we’ll need some details. If it’s a used car we’ll ask you:
If it’s a new car we’ll also need:
We’ll also ask for some details about your finances, such as:
We’ll give you a decision straight away and the offer will be valid for 90 days.
You’ll need to provide the dealer’s bank details so we can transfer the money after you’ve signed the legal documents. It may take a few hours for your dealer to receive the money. Payments made after 3.30pm will be with your dealer before 12pm the next working day.
There’s no obligation if you change your mind after your finance application has been accepted, and no effect on your credit rating until you agree on the purchase.
You can apply if you’re:
Credit is subject to status and additional affordability checks.
Choose how much to borrow and find the repayment term that suits your budget.
Applying online is easy and only takes a few minutes. Then we’ll give you an answer on the spot.
Want to check your statements or make an extra payment?
Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. Authorisation can be checked on the Financial Services Register at www.fca.org.uk. Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS).
Lloyds Bank plc registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065