Joint bank accounts are an easy way to help two people manage money together.I'm ready to apply
Two or more parties can open a joint account. If you need an account with more than two people, please go into your nearest branch to discuss your options.
You’ll need to visit a branch if you’d like to remove someone from the account in branch. Just make sure any overdraft debt is cleared before you do.
We only need an instruction from one of the account holders to close an account. You can close your joint account in branch, over the phone, by post or using the Webchat function in the Mobile Banking App.
Any Direct Debits or standing orders will need to be moved and you must ensure all overdraft debt is cleared.
Yes. You’ll need your debit card or details of the account you wish to switch from, income details, your home address and the details of any arranged overdraft you have on your existing bank account.
You can switch both sole accounts and joint accounts into a joint account. Ensure your new account is in joint names before completing your switch.
You can’t switch a joint account into a sole account until the second party has been removed from the account.
Find the best way to apply for a joint account
Important legal information
Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.
We may monitor or record telephone calls to check out your instructions correctly and to help us improve the quality of our service. Calls from abroad are charged according to the telephone service provider’s published tariff. Not all Telephone Banking services are available 24 hours a day, 7 days a week. Please speak to an adviser for more information.