Financial Future Planner
From buying your first home to planning for and enjoying your retirement, we have the tools and services to help you - all in one place.
Your retirement
Whatever stage of life you’re at – nearing retirement, already retired or just starting to think about it – we can help you make the most of your pension.
Pensions are a long-term investment. The retirement benefits you receive from your pension plan will depend on a number of factors including the value of your plan, and when you decide to draw down on this. Remember, the value of your pensions can go down as well as up, and can fall below the amount(s) paid in.
Savings and Investments
Savings accounts offer a low-risk and accessible way to look after your money. If you’re looking to make some of your money work harder, you might also consider investing.
Please remember that the value of investments and the income from them can fall as well as rise, and you may get back less than you invest. If you’re not sure about investing, seek financial advice. Tax treatment depends on personal circumstances and may be subject to change.
Your home and property
Home has never been so important. Whether you’re buying a property or looking to make some improvements, we’re here to help you take the next step.
You could lose your home if you don't keep up with mortgage repayments.
Wealth Management
Whatever your plans, the right advice could help bring them to life. That’s why we’ve partnered with Schroders Personal Wealth, to give more of our customers access to wealth management and financial advice. A Schroders Personal Wealth Adviser will ask about your personal circumstances and aspirations, and develop a plan you can have confidence in.
Investment management
Schroders Personal Wealth has the expertise to help you make the most of your money, tailored to your needs.
Inheritance tax
Help to pass on your wealth to your family, or other beneficiaries, in a tax-efficient way.
Protecting your family
Protection and financial planning options. Schroders Personal Wealth won’t take a commission for getting you and your family protected.
Important legal information
Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. Schroders Personal Wealth is a trading name for Scottish Widows Schroder Personal Wealth Limited.
We may monitor or record telephone calls to check we have carried out your instructions correctly and to help us improve the quality of our service. Calls from abroad are charged according to the telephone service provider’s published tariff. Not all Telephone Banking services are available 24 hours a day, 7 days a week. Please speak to an adviser for more information.