Save it or invest it:

Investments for beginners

Savings and Investments


Savings accounts offer a low-risk and accessible way to look after your money. If you’re looking to make some of your money work harder, you might also consider investing.

Please remember that the value of investments and the income from them can fall as well as rise, and you may get back less than you invest. If you’re not sure about investing, seek financial advice. Tax treatment depends on personal circumstances and may be subject to change.

About ISAs

ISAs (Individual Savings Accounts) are flexible and allow you to save or invest tax efficiently. 

Your ISA options

Start investing

Choose from a range of options to suit your investment level and needs. Manage your own portfolio or let us do it for you.

Discover investments

5-step guide to investing

New to investing? Read the beginner’s guide to get you started in five simple steps.

Beginner’s guide to investing
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Boost your investment skills

Develop your skills, jargon-bust common phrases and learn more about investments with these easy-to-read articles.

Boost your skills

Risk explained

When you understand risk, you can make more informed choices. Discover the different types of risk and how it affects your investments.

More about risk

Costs and charges

Take a look at our investment costs and charges and see how we compare to other providers.

Compare charges

How to research the market

Research tools for both new and experienced investors. The research centre helps you stay up-to-date with the latest market news.

Research the market

Your investor persona

This interactive quiz can help you discover what type of investor you are - and help boost your skills.

Take the quiz

Wealth Management


Whatever your plans, the right advice could help bring them to life. That’s why we’ve partnered with Schroders Personal Wealth, to give more of our customers access to wealth management and financial advice. A Schroders Personal Wealth Adviser will ask about your personal circumstances and aspirations, and develop a plan you can have confidence in.

Am I eligible?

You’ll need to have at least £100,000 of sole/joint savings, investments and/or personal pensions, and/or £100,000 of sole annual income.

Check eligibility

How much does it cost?

It all starts with a free, no-obligation consultation. You’ll only pay an agreed fee if you want to go ahead with the advice.

What you’ll pay
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Investment management

Even in a volatile market with low interest rates Schroders Personal Wealth has the expertise to help you grow your wealth.

Get expert advice

Talk to an expert

Speak to a Schroders Personal Wealth adviser from the comfort of your own home. It’s easy to do via our online video chat or by phone. Book your free, no obligation appointment.

Book your appointment

Important legal information

Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. Schroders Personal Wealth is a trading name for Scottish Widows Schroder Personal Wealth Limited.

We may monitor or record telephone calls to check we have carried out your instructions correctly and to help us improve the quality of our service. Calls from abroad are charged according to the telephone service provider’s published tariff. Not all Telephone Banking services are available 24 hours a day, 7 days a week. Please speak to an adviser for more information.