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Investments for beginners | Financial Future Planner | Lloyds Bank

Tailor your search

Our handy tools and information can help you plan your finances. Expand the section below and refine your search based on your individual needs.

Save it or invest it:

Investments for beginners

Savings and Investments


Savings accounts offer a low-risk, safe and accessible way for you to look after your money.  However, if interest rates reduce, your returns may be affected. If you are looking for a higher return on your money – you might want to consider investing. There is a higher level of risk involved, but it could help your money grow faster. 

 Remember: When investing, your capital is at risk. If you are unsure about investing, seek independent advice. Tax treatment depends on your individual circumstances and may be subject to change in the future.

Ways to invest

There’s a wide range of options to suit all levels of investment experience. Choose to manage your own investment portfolio or select a risk level and let us do it for you. 

Discover investments

Your ISA Options

You could invest up to £20,000 tax-efficiently each tax year with an ISA (Individual Savings Account). They’re a flexible way to help you make more of your money.

ISA options

What type of investor are you?

Our 60-second interactive quiz helps you discover what type of investor you are.

Take the quiz

Boost your investment skills

To help you on your investment journey we have over 20 easy-to-read articles to develop your skills and learn more about investments.

Boost your skills

Investing in a volatile market

Discover what you need to consider before investing in a volatile stock market with our compilation of ‘need-to-know’ essentials.

 

Learn more

New to investing?

Take your first steps into investing with our beginners 5 step guide. It’ll help you get started with your investment options and goals.

Read our beginners guide

Investments fees and charges

Want to know more about potential fees? Take a look at our investment charges and see how we compare with other providers.

Compare charges

Help with understanding risk

Understanding risk is key to being an informed investor. Read about what risk is and discover the different types of risk now.

Risk explained

Become an informed investor

Researching your investments is really important. Increase your knowledge by visiting our research centre for the latest market news.

Research the market

Wealth Management


Whatever your plans, the right advice could help bring them to life. That’s why we’ve partnered with Schroders Personal Wealth, to give more of our customers access to wealth management and financial advice. A Schroders Personal Wealth Adviser will ask about your personal circumstances and aspirations, and develop a plan you can have confidence in.

How to talk to an expert

You can speak to a Schroders Personal Wealth adviser, from the comfort of your own home. It’s easy to do via our video online chat or by phone. Book your free, no obligation appointment today.

Book your appointment

Important legal information

Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

We may monitor or record telephone calls to check out your instructions correctly and to help us improve the quality of our service. Calls from abroad are charged according to the telephone service provider’s published tariff. Not all Telephone Banking services are available 24 hours a day, 7 days a week. Please speak to an adviser for more information.