Landlord's Contents Cover
What's covered?
Landlords' contents cover provides protection for certain appliances such as white goods, furniture and furnishings, belonging to you, but for the use of your tenants. It will cover the cost of replacing or repairing the items.
So are my tenant's contents covered?
The simple answer is no. As a landlord it's not your responsibility to insure your tenant's belongings, but it’s good to let them know they’ll need to get their own cover.
When should I claim?
If any furniture, carpets, furnishings and other contents for which you are responsible within the tenanted portions of your property become lost or damaged through fire, flood or theft then you should call your insurer. Remember that you’re not covered for damage caused by gradual wear and tear.
Keep in Mind
- Online policy is underwritten by RSA Insurance Group PLC.
- Insurance covers are subject to the individual terms, conditions and exclusions of the insurer providing them. Always review the policy documentation supplied during the quote process to ensure you have the cover you need.