Remortgage calculator

See if you could save when your current deal ends by remortgaging to Lloyds.

Using the calculator

Looking to change your mortgage provider? The remortgage calculator uses the details you give to estimate the deals you might get.  

Try the calculator Remortgage calculator

Some of the things we’ll need to know include:

  • when you want to remortgage 
  • how many people are applying 
  • your current lender 
  • the property value 
  • your remaining mortgage balance 
  • your preferred term 
  • any extra borrowing. 

Find your new remortgage rate

It’s quick and simple. Answer a few questions about your current mortgage deal and property value, then the calculator will do the rest.

  • Get a personalised remortgage deal from Lloyds.
  • Compare the different rates, repayments and terms available.
  • See our rates in minutes.

Use the remortgage calculator to see if you could save.  

How much can I remortgage my home for?

You might be able to borrow up to 90% of the value of your home with Lloyds. But, a 90% mortgage could come with higher interest rates than if you were to borrow less when remortgaging. 

This means you would have a loan to value (LTV) ratio of 90%, which could come with higher interest rates than other mortgage types.

We’ll consider factors such as your property value, existing debts and other affordability checks on your finances to see if you qualify for this remortgage offer.

Use the calculator tool to see how much you could afford to remortgage your home for. 

Compare the remortgage rates and monthly repayments to your current deal – and your lender’s standard variable rate. See how they compare before deciding which option is right for you. 

Get a personalised rate

Ready for the next step?

Apply for an Agreement in Principle

Once you’ve got an idea of our rates, you can start the application process. Apply for an Agreement in Principle to see how much you might be able to borrow.

Apply for an AIP

Continue your remortgage application

Already started the remortgaging process? Log in using the details we gave you and pick up where you left off. 

Log in to continue Remortgage calculator

You could lose your home if you don’t keep up your mortgage repayments

Current special offers

Take a look at our current offers, you could qualify for one or both.

Everyone loves a discount with Club Lloyds

If you’re a Club Lloyds current account customer, you could get a discount off your initial mortgage rate. 

You must have a Club Lloyds current account open before you take out your mortgage. A £5 monthly fee may apply.

Fees and Exclusions apply. Offer can be withdrawn at any time.

Remortgage rates and deals

Eco home offers

With our Eco Home Reward, you could get cashback of up to £2,000 for making qualifying home improvements, like installing a heat pump, solar panels, or insulation.

If your home has an Energy Performance Certificate (EPC) rating of A or B, you could qualify for a £250 cashback reward.

Terms, conditions and exclusions apply. Offer can be changed or withdrawn at any time.

Go to eco home offers

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Remortgaging help

Want to learn more about remortgaging? Find out what to expect when moving your mortgage to a new lender.

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Compare mortgage types

Explore the different types of mortgages you can get – from variable to fixed rate. Find out which mortgage is right for you.

See mortgage types

Additional borrowing

Looking to borrow more when you remortgage? Find out if you can borrow more when you remortgage to with Lloyds. 

Borrow more

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Explore your mortgage options and find a deal that best suits you.

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Explore your mortgage options and find a deal that best suits you.

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