What is equity?

Equity is the amount of a property that you own. As you pay off your mortgage, you’ll increase your equity in your home. Equity can also change due to rising and falling house prices. 

What is home equity?

Home equity is the value of your home that you “own” – you build equity by paying off your mortgage and with your mortgage deposit. Find out more about how it works here.

Home equity

What is negative equity?

Negative equity is when the amount you still owe on your mortgage is more than the market value of your home. Learn about negative equity and some ways you might avoid it.

Negative equity

Mortgage calculator

Find out how much you could borrow and compare monthly payments to find the right deal for you.

Mortgage Calculator

You could lose your home if you don’t keep up your mortgage repayments

Important legal information

Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

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