Activate Save the Change®

You can do this online

  • Save money on the go when you pay with your Lloyds debit card.
  • We'll round what you spend to the nearest pound.
  • We'll transfer the change to your nominated savings account the next working day, as long as you're in credit.

Check you can use Save the Change® on your current or savings account (PDF, 220KB).

 

Smartphone showing the screen to activate Save the Change in the Lloyds app.

Steps to take

We’ll guide you through it.

    1. Log in and type Save the Change® in the search bar.
    2. Select 'Set up Save the Change®'.
    3. Select a personal account you have with us, which has a Visa debit card. Save the Change® only works if you also have a savings account.
    4. Select a savings account.
    5. All done. You can switch it off at any time.
    1. Log in and scroll down to 'Products and Services'.
    2. Select 'Save the Change®'.
    3. Select a personal account you have with us, which has a Visa debit card. Save the Change® only works if you also have a savings account.
    4. Select a savings account.
    5. All done. You can switch it off at any time.

Getting started online

Mobile banking app

Join our 10 million app users.

  • Simple and secure login.
  • Set up handy notifications.
  • Message us online.

Continue to app

Online banking

Log in to view or manage your accounts on our website.

Log in

Register

Let’s look at the details

  • Before we transfer any change we'll check the credit balance you've got available, less the amount of any card transactions you've made which haven't yet been taken from your account. As long as this doesn't take your bank account overdrawn (or more overdrawn) we'll add your total change to your chosen savings account at the start of the next working day.

  • If you have a joint bank account, we'll save the change from all your joint account holders' Lloyds debit card payments too. This means you mustn't register for Lloyds Save the Change unless all your joint account holders agree. You must all transfer your change to the same savings account.

  • You can use online banking to cancel Save the Change or alter the savings account you transfer your change to.

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Current accounts

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Find a current account

Savings accounts

We offer a range of flexible accounts, with minimum deposits starting from as little as £1.

Ways to save

Everyday banking online

Manage your profile, money or cards from your sofa with the app or online banking.

What you can do online

Further profile and settings help

Update your personal details, manage app notifications or activate Everyday Offers.

Read our guides

Further profile and settings help

Update your personal details, manage app notifications or activate Everyday Offers.

Read our guides

Important legal information

Save the Change® is a registered trademark of Lloyds Bank plc.