We offer two levels of cover, Lloyds Bank Home Insurance – a tailored, flexible offering and Lloyds Bank Home Insurance Premier – a more inclusive offering where additional cover and higher limits are included as standard.
Here’s a full list of cover we offer including additional help and guidance. Please refer to your policy schedule to check what cover is included in your policy. Select a section to skip to an overview:
This covers the private residence including integral and attached garages and conservatories, gates, fences, paths, driveways and patios. This includes:
Read more about Buildings - Private residence cover in the policy booklet (PDF).opens in a new tab.
This covers contents in the private residence including contents in integral or attached garages and attached conservatories. This includes:
Read more about Contents - Private cover in the policy booklet (PDF).opens in a new tab.
Please note: to check what cover you’ve chosen, see your policy schedule.
Back to topWhere there is a valid claim, this covers the changing or replacement of any associated undamaged item that forms part of a matching set or suite that is lost or damaged where a reasonable match cannot be obtained. By ‘reasonable match’ we mean this may be similar but not an exact match. This includes:
Read more about Buildings - Replacement of sets cover in the policy booklet (PDF).opens in a new tab.
Where there is a valid claim, this covers the changing or replacement of any undamaged item that forms part of a matching set or suite that is lost or damaged where a reasonable match cannot be obtained. By ‘reasonable match’ we mean this may be similar but not an exact match. For example:
Read more about Contents - Replacements of set cover in the policy booklet (PDF).opens in a new tab.
Please note: to check what cover you’ve chosen, see your policy schedule.
Back to topThis covers damage caused accidentally. This includes:
Read more about Buildings – Accidental damage cover in the policy booklet (PDF).opens in a new tab.
This covers damage caused accidentally. This includes:
Read more about Contents – Accidental damage cover in the policy booklet (PDF).opens in a new tab.
Please note: to check what cover you’ve chosen, see your policy schedule.
Back to topThis covers structures detached from your private residence. This includes:
Read more about Outbuildings cover in the policy booklet (PDF).
Back to topThis covers loss or damage including accidental damage to pedal cycles. This includes:
Read more about Pedal cycle cover in the policy booklet (PDF).opens in a new tab.
Back to topThis covers contents in detached outbuildings . This includes:
This also covers contents in the open within the boundaries of your home. This includes:
Read more about Contents in outbuildings and in the open cover in the policy booklet (PDF).opens in a new tab.
Back to topThis covers students' contents away from home. This includes:
Read more about Students’ contents away from home cover in the policy booklet (PDF).opens in a new tab.
Back to topThis cover is for items carried or worn outside the home (individually worth no more than £3,000), such as:
Read more about Personal belongings away from the home cover in the policy booklet (PDF).opens in a new tab.
Back to topHigh risk items include:
Read more about High Risk Items cover in the policy booklet (PDF).
Back to topSpecified items include:
Read more about Specified items cover in the policy booklet (PDF).opens in a new tab.
Back to topThis covers legal costs and expenses for insured incidents. This includes:
Read more about Legal expenses cover in the policy booklet (PDF).opens in a new tab.
Back to topWe have some useful hints tips to keep your protecting your home and your belongings, plus useful advice for emergencies. You can also view our home insurance frequently asked questions.
Back to topLloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.
Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS).
