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With this cash ISA, you can enjoy the peace of mind of a fixed interest rate for two years.
3.50% AER/tax-free fixed interest on balances of £1 or more for two years from account opening when interest is paid annually.
3.50% AER/3.45% tax-free fixed interest on balances of £1 or more for two years when interest is paid monthly.
You can choose to have your interest paid annually or monthly.
No. This account has a fixed rate of interest so the rate won't change during the term.
For example, if you deposit £3,000.00 when you open the account, after 24 months you will have a balance of £3,213.67 after interest is paid.
This assumes:
This account can be opened and managed:
Things to keep in mind:
You can’t withdraw, but you can close the account early. It's important to note that if you close your account or transfer money to another ISA you’ll lose 180 days’ tax free interest, so you might get back less than you originally deposited.
Any money you move into an account that isn't an ISA will lose its tax-free status. Tax treatment depends on your individual circumstances and may change in the future.
If you change your mind, you can cancel the account free of charge within 14 days of opening.
After two years, your account will change to an Instant Cash ISA. Before this happens, we’ll contact you to explain your options and next steps.
Read the summary box and the terms and conditions (PDF, 47KB) before you start.