Worried about paying your mortgage? We have various ways that we can help you.
If you are using our app to add your card, you won’t have to verify it.
If you are using the Apple Wallet, you can verify your card with a One Time Passcode (OTP), using our app, or by calling us.
To protect you from fraud, we may restrict the value or number of payments you can make using Apple Pay. Some retailers will also limit individual payments to £100.
Apple Pay works with the majority of Lloyds Bank debit and credit cards. There are a small number of card and account types you won’t be able to use with Apple Pay. They are: Non-personal accounts, Visa credit cards, Electron cards. In addition you won’t be able to use Apple Pay if you are under 13 years of age.
Each Apple Pay enabled device can load up to eight cards. As devices do not share cards, if you want the same card on two different devices, you will need to load the card on each device separately.
For each Lloyds Bank debit or credit card, you’ll be able to see the last 10 transactions made using Apple Pay on that device. All your card transactions will still appear on your bank or credit card statement in the usual way.
All retailers who accept contactless payments will accept Apple Pay whether they’re in the UK or overseas. Different transaction limits will apply depending on which country you’re in.
If you use Apple Pay to pay with a card overseas, standard overseas charges will apply according to your card terms and conditions. Based on your mobile plan and mobile network’s offering, additional message data charges and foreign transaction fees may also apply.
You do not need to do anything. Your replacement card will be loaded to your Apple Wallet once it has been issued.
If you replace or update your device, you’ll need to add your card(s) again to the Wallet app using the same Apple Pay set up process as you did before.
Be sure to remove your card(s) from Apple Pay before you dispose of your device.