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Savings accounts and cash ISAs
Find savings account offers that suit you, including options to help you make the most out of your yearly ISA allowance.
Compare the range of Lloyds savings accounts
Select an account type to find the one for you.
|
Account |
Interest |
Minimum deposit |
Open |
Withdrawals |
Where next? |
|---|---|---|---|---|---|
|
Account Club Lloyds Advantage ISA SaverOnly for customers who have a Club Lloyds or Lloyds Premier current account. Only available to Club Lloyds current account holders. |
Interest 3.00% AER/2.96% tax-free variable monthly if you make 3 or less withdrawals. 0.90% AER/tax-free variable monthly if you make 4 or more withdrawals. Interest is paid monthly. |
Minimum deposit £1 |
Open For 1 year. Your account will then change to an Instant Cash ISA. |
Withdrawals Unlimited If you make 4 or more withdrawals, you’ll get a lower interest rate from the month you make the 4th withdrawal until the end of the account year. Yes. If you make 4 or more withdrawals, you'll get a lower interest rate from the month you make the 4th withdrawal until the end of the account year. |
Where next? |
|
Account Cash ISA SaverAnyone. You don't need a current account to apply. |
Interest 1.00% AER/tax-free on balances from £1 - £24,999. 1.05% AER/tax-free on balances from £25,000 - £99,999. 1.10% AER/tax-free on balances from £100,000 or more. An extra 0.20% AER/tax-free will be added if you already have a Club Lloyds, Lloyds Premier or Private Banking personal current account. Interest is variable. Rate applies to the full balance. Keep brief Insert rate details |
Minimum deposit £1 |
Open For 1 year. Your account will then change to an Instant Cash ISA. |
Withdrawals Unlimited |
Where next? |
|
Account Club Lloyds Advantage SaverOnly for customers who have a Club Lloyds or Lloyds Premier current account.
|
Interest 3.00% AER/2.96% gross variable interest if you make 3 or less withdrawals. 0.90% AER/gross variable if you make 4 or more withdrawals. Interest is paid monthly. Example to show if you include lots of copy in a tool tip that it can actually be hard to read and interpret. Esp when it includes numbers and rates such as 3.05%AER/4.05%p.a. Placeholder copy, tester copy, tester copy, tester copy, tester copy. More numbers 304546, then another number 83456. |
Minimum deposit £1 |
Open For 1 year. Your account will then change to a Standard Saver. |
Withdrawals Unlimited If you make 4 or more withdrawals, you’ll get a lower interest rate from the month you make the 4th withdrawal until the end of the account year. |
Where next? |
|
Account Club Lloyds SaverOnly for customers who have a Club Lloyds or Lloyds Premier current account. Insert info |
Interest 1.20% AER/gross on balances from £1 - £24,999. 1.25% AER/gross on balances from £25,000 - £99,999. 1.30% AER/gross on balances from £100,000 or more. Interest is variable. Choose to receive interest monthly, or after a year. Rate applies to the full balance. Keep brief 3.05%AER/3.03% tax free. Insert rate details. Lorum ipsum copy to demonstrate how having lots of copy in a tool tip can make it harder for you to read. Esp when it includes rates or numbers like 2.05%AER/3.05%PA. Tester copy, tester copy, tester copy, tester copy, tester copy, tester copy, tester copy, tester copy, tester copy, tester copy. |
Minimum deposit £1 |
Open For 1 year. Your account will then change to a Standard Saver. |
Withdrawals Unlimited |
Where next? |
|
Account Easy SaverOpen up to 5 Easy Saver accounts, giving you different savings pots. |
Interest 1.00% AER/gross on balances from £1 - £24,999. 1.05% AER/gross on balances from £25,000 - £99,999. 1.10% AER/gross on balances from £100,000 or more. Interest is variable and paid after a year. Rate applies to the full balance. |
Minimum deposit £1 |
Open For 1 year. Your account will then change to a Standard Saver. |
Withdrawals Unlimited |
Where next? |
|
Account |
Interest 2.50% AER/2.47% gross on balances from £1 - £5,000. 1.00% AER/1.00% gross on any excess above £5,000. Interest is variable and paid monthly. |
Minimum deposit £1 |
Open Until the child's 16th birthday. Then the account will change to an adult Easy Saver. |
Withdrawals Unlimited |
Where next? |
|
Account Smart StartDesigned for 11 to 15-year-olds, providing both a current account and savings account. To open this account the parent or guardian must have one of our current accounts and be registered for online banking. |
Interest 2.50% AER/2.47% gross on balances from £1 - £1,000. 1.00% AER/1.00% gross on any excess above £1,000. Interest applies to the savings account only. Interest is variable and is paid monthly. |
Minimum deposit £1 |
Open Until the child’s 18th birthday. The savings account will then change to an adult Easy Saver. The spending account will change to an adult Classic Account. |
Withdrawals Unlimited |
Where next? |
|
Account Club Lloyds Monthly SaverOnly for customers who have a Club Lloyds or Lloyds Premier current account. |
Interest 6.25% AER/gross fixed. Interest is paid after a year. |
Minimum deposit £25-£400 a month |
Open 1 year. Then your account will change to a Standard Saver. |
Withdrawals Unlimited |
Where next? |
|
Account |
Interest 5.25% AER/gross fixed. Interest is paid after a year. |
Minimum deposit £25-£250 a month |
Open 1 year. Then your account will change to a Standard Saver. |
Withdrawals Unlimited |
Where next? |
|
Account |
Interest 3.25% AER/tax-free fixed. Plus, an extra 0.20% AER/tax-free if you have a Lloyds Premier personal current account that's been open for at least 8 days. Choose to receive interest monthly or after each year. |
Minimum deposit £500 |
Open For 1 year. Your account will then change to an Instant Cash ISA. |
Withdrawals Charges apply |
Where next? |
|
Account |
Interest 3.15% AER/tax-free fixed. Choose to receive interest monthly, or after each year. |
Minimum deposit £500 |
Open For 2 years. Your account will then change to an Instant Cash ISA. |
Withdrawals Charges apply |
Where next? |
|
Account |
Interest 2.60% AER/tax-free variable. Interest is paid after each year. |
Minimum deposit £1 |
Open Until the child's 18th birthday. Then the account will change to an adult Cash ISA Saver. |
Withdrawals None until the child's 18th birthday |
Where next? |
|
Account |
Interest 3.25% AER/gross fixed for a 1-year term. Plus, an extra 0.20% AER/gross if you have a Lloyds Premier personal current account that's been open for at least 8 days. 3.15% AER/gross fixed for a 2-year term. Interest is paid after each year. |
Minimum deposit £500 |
Open For 1 or 2 years. Your account will then change to a Standard Saver. |
Withdrawals By account closure only. Charges apply |
Where next? |
|
Account Lend a Hand Fixed Savings AccountThis account is for those who want to help a family member buy their first home through the Lend a Hand Mortgage Scheme. Only available if either you or the mortgage applicant have a Club Lloyds or Lloyds Premier current account. |
Interest 4.44% AER/gross fixed. Interest is paid after each year. |
Minimum deposit 10% of the purchase price of the property |
Open For 3 years. Your account will then change to a Standard Saver. |
Withdrawals No withdrawals or early closure while your money is being held as security against the Lend a Hand Mortgage. |
Where next? |
|
Account Standard SaverIf you have a Club Lloyds Saver, Club Lloyds Monthly Saver, Club Lloyds, Advantage Saver, Easy Saver, Monthly Saver, Fixed Bond, Online Fixed Bond or Lend a Hand Fixed Savings Account with us, it will change into this account at the end of its term. |
Interest 1.00% AER/gross on balances from £1 to £24,999. 1.05% AER/gross on balances from £25,000 to £99,999. 1.10% AER/gross on balances from £100,000 or more. Interest is variable and applies to the full balance. |
Minimum deposit £1 |
Open There's no end date. |
Withdrawals Unlimited |
Where next? You can't apply direct for a Standard Saver |
|
Account Instant Cash ISAIf you have an adult cash ISA with us, it will change into this account at the end of its term. |
Interest 1.00% AER/tax-free on balances from £1 - £24,999. 1.05% AER/tax-free on balances from £25,000 - £99,999. 1.10% AER/tax-free on balances from £100,000 or more. Interest is variable and applies to the full balance. |
Minimum deposit £1 |
Open There's no end date. |
Withdrawals Unlimited |
Where next? You can't apply direct for a Instant Cash ISA |
Tax treatment depends on individual circumstances and may change in the future.
Interest rates are subject to change. You can check current interest rates online at any time.
Explore your savings account options
Useful savings terms
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AER should help you to understand how much interest you would earn from your savings over the course of a year. The percentage figure is also useful when comparing savings accounts.
This accounts for compound interest. That’s interest earned on top of any interest you’ve already been paid, which forms part of your total savings balance.
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This is the percentage of interest you would earn from your savings before tax. We don’t make tax deductions from any interest paid. You’re responsible for declaring and paying any tax due to HM Revenue and Customs.
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Interest on child savings accounts and ISAs is usually exempt from tax.
Adults may be able to earn some interest from their savings each year without paying tax, subject to your personal allowance on earnings, starting rate for savings or personal savings allowance. You also have an annual allowance for ISAs, helping you to save in a tax efficient way.
Explore your options
We want to make sure you know about our other account options. Here are some that might suit you.
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