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LLOYDS BANK SAVINGS ACCOUNTSJoint savings account

Open an account in two peoples' names or add another person to your existing account

Features and benefits

  • With two people sharing one account, you can reach your shared savings goals faster.
  • You can both manage your account in branch, through Internet Banking or over the phone.
  • If the account comes with a Cashpoint® card, you can have one for each of you.
  • You can grow your savings even faster by registering for Save the Change™.
  • Both of you can set up standing orders.

Keep in mind

  • You might be unable to open a joint account for all savings accounts, such as cash ISAs.
  • Either of you are able to close the account in a branch. However, if we become aware of a dispute between you we may prevent either of you giving instructions or using the account individually until it’s resolved.

How to open a joint savings account

Online applications must be initially opened in a sole name. Once opened, your account can be made joint in branch or over the phone.

Find your nearest branch >

Account

Minimum deposit

Withdrawals

Interest paid

Access

Club Lloyds Saver

£1

Instant

Yearly or monthly

Internet Banking
PhoneBank®
Branch

Find out moreabout the Club Lloyds Saver account

Club Lloyds Monthly Saver

£25-£400 a month

Instant

Yearly

Internet Banking
PhoneBank®
Branch

Find out moreabout the Club Lloyds Monthly Saver account

Monthly Saver

£25-£250 a month

Instant

Yearly

Internet Banking
PhoneBank®
Branch

Find out moreabout the Monthly Saver account

Easy Saver

£1

Instant

Yearly

Internet Banking
PhoneBank®
Branch

Find out moreabout the Easy Saver account

Fixed Bond

£2,000

No withdrawals

Yearly or monthly

PhoneBank®
Branch

Find out more

Online Fixed Bond

£2,000

No withdrawals

Yearly

Internet Banking

Find out more

Club Lloyds Saver

Minimum deposit

£1

Withdrawals

Instant

Interest paid

Yearly or monthly

Access

Internet Banking
PhoneBank®
Branch

Club Lloyds Monthly Saver

Minimum deposit

£25-£400 a month

Withdrawals

Instant

Interest paid

Yearly

Access

Internet Banking
PhoneBank®
Branch

Monthly Saver

Minimum deposit

£25-£250 a month

Withdrawals

Instant

Interest paid

Yearly

Access

Internet Banking
PhoneBank®
Branch

Easy Saver

Minimum deposit

£1

Withdrawals

Instant

Interest paid

Yearly

Access

Internet Banking
PhoneBank®
Branch

Fixed Bond

Minimum deposit

£2,000

Withdrawals

No withdrawals

Interest paid

Yearly or monthly

Access

PhoneBank®
Branch

Online Fixed Bond

Minimum deposit

£2,000

Withdrawals

No withdrawals

Interest paid

Yearly

Access

Internet Banking

By phone

Call us on

0345 300 0000Call telephone number 0345 300 0000

Lines are open 24/7

In branch

Booking an appointment is recommended as the process will take around 60 minutes.

Both you and the person you wish to add to your account need to visit the branch together.

Please bring any debit card (where applicable) for the accounts together with proof of identification.

Find your nearest branch

Apply to make your savings account joint

The person you add to your existing savings account must be over 16 and have a Lloyds Bank current account; unless you have an Online Step Bond or Easy Saver then they don’t need to have a Lloyds Bank current account.