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Third Party, Fire and Theft

Not sure if Third Party, Fire and Theft Car Insurance is right for you? Read our guide to find out more.

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Lloyds Bank Car Insurance is underwritten by a panel of insurers and is arranged and administered by BISL Limited. When getting a quote online you’ll be taken to BISL Limited’s online site with a new privacy and cookie policy.

What are the benefits of Third Party, Fire and Theft Insurance?

What is covered by Third Party, Fire and Theft Insurance?

Third Party, Fire and Theft does not cover damage to your car if you’re in an accident or incident. However, it does cover the cost of damage to a third party. This would include their car, property or any medical injuries to the third party as a result of the accident or incident. Your car will be insured in the event that it is stolen or damaged due to a theft or attempted theft. The car will also be covered if it is damaged due to a fire.

Table outlines the features of Third Party Fire and Theft Car Insurance
What am I protected against?	What is covered	What is not covered?
What am I protected against? Third Party damage Fire Theft and attempted theft.	What is covered Loss or damage to your car and its accessories caused by fire, theft or attempted theft The bodily injuries or death of a third party Damage to a third party’s car or property caused by your car Driving abroad.	What is not covered? Loss or damage to your car and its accessories caused by accidental or malicious damage or vandalism Loss or damage caused by leaving the car in a state where it’s either left running, unlocked, open or unattended Glass damage, unless it’s be caused by a theft or attempted theft Loss or damage to personal belongings.

Please note that terms, conditions and exclusions apply to all benefits. In the event of a claim normal Excess applies and No Claims Discount may also be affected. For more information please refer to the Insurance Product Information Document: Third Party, Fire and Theft (PDF, 5.5MB).

Important legal information

Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.