A faster way to pay for everyday essentials
If your existing credit card is contactless you can pay for goods up to £30 without needing to enter your PIN. Many shops, restaurants, and businesses have contactless reader devices which make transactions faster and smoother.
Please note: Not all Contactless Card transactions appear immediately on your Online & Mobile Banking statements. If you can’t see a transaction please wait up to 4 days for it to be added to your statement, before you contact us.
Look - Make contactless payments wherever you see this symbol
Touch - Simply hold your card or device over the reader to pay
Approve - You will hear a beep or see a green light to show your payment is approved.
If you already hold a Lloyds Bank Credit Card and want to go contactless, you can order a replacement card online and it will automatically be contactless.
If you do not hold a Lloyds Bank Credit Card you will automatically be issued with a contactless credit card when you successfully apply.
Over three hundred thousand terminals across the UK already accept contactless payments. Look for the contactless symbol wherever you shop.
You can also now use your contactless credit card to pay for journeys on TfL buses, London Underground, London trams, Docklands Light Railway, London Overground and national rail services.
You simply need to touch your card on the yellow reader as you board your chosen method of transport - there is no need to buy a physical ticket or top-up your Oyster Card to benefit from Monday to Sunday or daily capping.
Visit Transport for London (TFL) for more information and to view the fares.
Contactless is a payment function for transactions of up to £30. You can pay for your goods simply by holding your card in front of a special contactless card-reader.
It’s quick, convenient and saves you time. There’s no need to rummage around for the right amount of change, or enter your PIN for most of your contactless transactions.
Absolutely. Apart from the fact that payments up to £30 can be made without entering your PIN, your contactless card has the same anti-fraud protection as regular ‘chip & pin’ cards. If your card is lost or stolen, your card also has protection against fraud loss, provided that you inform us as soon as you realise your card is missing. For added protection, you will occasionally be asked to enter your pin when making a contactless payments and your PIN will always be needed for payments of over £30.
Retailers who accept contactless payments will display the contactless symbol, so look out for it wherever you shop. Over 300,000 card readers in the UK already accept contactless payments and this number is growing all the time. You can also now use your contactless credit card to pay for journeys on TfL buses, London Underground, London trams, Docklands Light Railway, London Overground and national rail services. You simply need to touch your card on the yellow reader as you board your chosen method of transport - there is no need to buy a physical ticket or key in a PIN.
You can use your contactless credit card on TfL buses, London Underground, London trams, Docklands Light Railway, London Overground and national rail services.
No. The reader and card are configured to ensure that you will only be charged for one transaction.
No. Your card has to be extremely close to the reader - typically between two and four centimetres - and the retailer must have first entered the amount for you to approve.
For transactions over the contactless limit, the retailer will need you to make purchases using chip and PIN or swipe transactions.