This will help us tell you your potential overdraft fees.
Please enter the amount you would like to borrow this month using a Planned Overdraft. This is an overdraft up to an agreed limit which you arrange with us in advance. You can find out your limit on your statement or through Internet Banking.
  • £0 buffer
  • £6 Monthly Overdraft Usage Fee
  • 19.89 % EAR Variable
days

Planned Overdraft

I may exceed my Planned Overdraft limit

Using an Unplanned Overdraft

You will pay a daily fee for using an Unplanned Overdraft of more than £10. If your Unplanned Overdraft balance is more than £10 but less than £25, the fee is £5 per day. If your Unplanned Overdraft balance is £25 or more, the fee is £10 per day. We will charge up to a maximum of eight daily fees in a monthly billing period. The amount of the fee will be worked out at the end of each day (including weekends and bank holidays) on the balance of your Unplanned Overdraft. You will also be charged interest on the whole of any Unplanned Overdraft balance. To avoid using an unplanned overdraft and reduce the cost of borrowing on your overdraft, it’s worth having a suitable planned overdraft on your account.

Planned Overdraft

days

Planned Overdraft

Total Overdraft Amount

£0.00

Total Overdraft Fee

£0.00

Planned Overdraft Breakdown

Planned Overdraft

£0.0

Numbers of days

0 days

Interest

£0 . 00

Monthly Overdraft Usage Fee

£0

Total Planned Overdraft Cost

£0 . 00

Unplanned Overdraft Breakdown

Unplanned Overdraft

£0.00

Numbers of days

0 days

Interest

£0 . 00

Total unplanned overdraft daily fee

£0

Total Unplanned Overdraft Cost

£0.

Important Information

The Total Monthly Cost is for illustrative purposes only and based on the information you have provided. It only includes fees and interest relating to overdrafts, other account fees may apply.
This tool is only suitable for calculating an estimate of cost for Planned Overdraft borrowing of up to £5000 and Unplanned Overdraft borrowing of up to £100.
The Overdraft Calculator will assume that the amount(s) selected will be used within the same monthly billing period. If the amount(s) selected would be used over more than one billing period further fees and charges may apply.
When calculating the cost related to any Unplanned Overdraft, the Overdraft Calculator assumes you have already used the maximum amount of your Planned Overdraft. Please note if the number of days selected for Unplanned Overdraft usage exceeds the number of days selected in the Planned Overdraft section the cost may not be calculated correctly.
How much we lend (if any) is subject to application and approval. Overdrafts are also repayable on demand.
For further details about overdraft fees and charges, including buffers, please see our Overdraft information.

1EAR is the Equivalent Annual Rate. This is the actual annual interest rate of an overdraft. It doesn't take into account other fees and charges.