With our range of additional van insurance covers, you can tailor your policy with additional benefits to suit your needs.
Looking for extra protection? Make your policy work for you with our van insurance optional extras.
You can choose from
Terms, conditions and exclusions apply to all benefits. Refer to the relevant Insurance Product Information Document for details.
We know your van is important to you so when you take out our van insurance it now comes with Guaranteed Replacement Van cover for 12 months, at no extra cost. You’ll need to select this as an optional extra when get a new quote direct with us.
With Guaranteed Replacement Van Cover you get:
A refundable fuel deposit is required when obtaining the replacement van. This cover is only available in the UK or Isle of Man.
Terms, conditions and exclusions apply to all benefits. Please refer to the relevant Guaranteed Replacement Van Insurance Product Information Document:
Car derived van (PDF)
Short wheel base (PDF)
Long wheel base (PDF)
Guaranteed Replacement Van Cover is administered by ACM and underwritten by ARAG plc, a Coverholder of the insurer ARAG Allegemeine Vesicherungs - AG Branch United Kingdom.
Wherever you’re heading, a breakdown’s always going to be the last thing you want. But it can happen. To make sure you stay on the road, you can add RAC Breakdown Cover to your policy. Cover starts from £61.99 a year.
Breakdown Cover comes with certain services and levels. These include:
|
Cover level |
Cost per year |
|---|---|
Cover levelRoadside Assistance |
Cost per year£61.99 |
Cover levelRoadside |
Cost per year£91.99 |
Cover levelRoadside |
Cost per year£91.99 |
Cover levelRoadside |
Cost per year£101.99 |
Cover levelRoadside |
Cost per year£122.99 |
Cover levelRoadside |
Cost per year£162.99 |
Terms, conditions and exclusions apply to all benefits. For more information please refer to the relevant Insurance Product Information Document:
Roadside Assistance (PDF)
Roadside & Recovery (PDF)
Roadside & At Home (PDF)
Roadside, At Home & Recovery (PDF)
Roadside, At Home, Recovery & Onward Travel (PDF)
Roadside, At Home, Recovery, Onward Travel & EU (PDF)
RAC Breakdown Cover is provided by RAC Motoring Services.
If your tools are vital to your business or maybe you use your van to carry materials, stock or goods, then our Tools and Van Contents Cover protects you from loss or damage whilst you’re on the move. Also, as long as your van is securely locked, we’ll also protect your tools and contents overnight.
Tools and Van Contents Cover giving you the option to choose the level of cover that you need. You also get these great benefits as standard:
Terms, conditions and exclusions apply to all benefits. Please refer to the Tools and Van Contents Cover Insurance Product Information Document (PDF).
Tools and Van Contents Cover is underwritten by AXA Insurance UK plc.
As the driver, both you and any passengers could be left out of pocket following an accident. Our motor legal protection is here to support you and your business. The 24/7 legal helpline means there's always someone at the other end of the phone to offer assistance.
If you have an accident that isn’t your fault, our motor legal protection policy provides cover for up to £100,000 of legal expenses to help with:
As long as there are reasonable prospects of you winning your case and the estimated legal costs don’t outweigh the amount you're claiming, a solicitor will be instructed to act on your behalf, giving you peace of mind and a hassle-free solution when you need it most.
You'll also receive motor prosecution defence cover if you're facing suspension or disqualification. You'll receive up to £20,000 of legal expenses to help with your case, as long as there is a reasonable chance of avoiding suspension or disqualification. This cover doesn’t include fines or penalties or any charges relating to alcohol or drugs.
Terms, conditions and exclusions apply to all benefits. Please refer to the Motor Legal Protection Insurance Product Information Document (PDF).
Motor Legal Protection is administered by ACM ULR Limited. The Legal Expenses element is underwritten by RAC Insurance Ltd.
It’s easy for keys to go missing, which is why we offer Keycare cover for only £9.49. Keycare will come to the rescue when you need it.
No matter when you lose your keys, Keycare will be there to help.
With Keycare Cover, you benefit from:
A Terms, conditions and exclusions apply to all benefits. Please refer to the Keycare Insurance Product Information Document (PDF).
Keycare is arranged by BISL Limited, administered by Keycare Limited and underwritten by Ageas Insurance Limited.
No Claims Discount Protection is provided and administered by BISL Ltd.
No Claims Discount (NCD) is a discount applied to your van insurance premium for the number of years in which you haven’t made a claim to your policy. For each year you’re insured without making a claim you’ll earn another year’s NCD, up to a maximum of nine years (minimum premiums apply). To find out your number of NCD years, please look on your latest renewal invitation from your van insurance provider.
If you have 4 or more years NCD you may be able to protect the number of years discount you have accumulated for an additional cost by purchasing No Claims Discount Protection. With NCD Protection, you are able to make two fault claims within a three year period without it reducing the NCD applied to your policy premium.
If selected, the cost of No Claims Discount Protection will be calculated as a percentage of the insurance policy premium. The stand-alone price for this additional option will be displayed on your price presentation page.
No Claims Discount Protection:
Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.
Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS).