Letting your property

You can apply to rent out your home. If we agree, we may apply some charges to your account while you have tenants. We’ll explain these when you apply.

Things to consider:

It's important to ask us before you rent out your home. Our Letting without permission section explains the possible impact to your mortgage payments if you rent out your home without telling us.

  • You must follow the rules and laws that apply to a landlord letting a property
  • Usually, you can't rent out your home if you bought it under the Help to Buy scheme
  • We don't allow multiple tenancies. We allow up to five tenants on one tenancy agreement
  • It's also important to let us know when you move back in, so we can update your correspondence address. Call us on 0345 600 9026

How do I apply?

If you’re registered for Internet Banking you can apply online.

  1. Log on to Internet Banking using an internet browser. You can't use our mobile app to make this request
  2. Select your mortgage and then choose 'More Actions'
  3. Go to 'Account Services' then 'Request Consent to Lease' in the 'Making Changes' section
  4. Complete and submit the form. We'll let you know our decision within 14 days. If we agree, we'll let you know the terms you'll have to agree to while you rent out your property

Letting without our permission

If you rent out your property without our approval we:

  • Can charge you interest on top of your current rate. This will increase your monthly mortgage payments
  • May charge you extra interest or payments backdated to when you first rented out your property
  • Won’t let you take out any further mortgage borrowing with us