The challenging times we’re all experiencing means we’re getting a lot more calls than usual and our call times are longer. So we can support people in the most vulnerable situations, we ask that you only call us if your enquiry is urgent. You can still use our online and mobile banking services and our automated service.

 

Government Scheme: Help To Buy

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You could lose your home if you don’t keep up your mortgage repayments

Government schemes

Help to Buy: equity loan scheme - Buying a new build with a 5% deposit

Lloyds Bank is supporting the Government’s Help to Buy: equity loan scheme.

This scheme aims to help both first time buyers and home-movers who have deposits of at least 5% to buy a new build home through offering a shared equity scheme. In England and Wales the Government lends up to 40% of the value of the property in Greater London, or up to 20% of the value of the property outside of Greater London. In Scotland the Government lends up to 15% of the value of the property.

Try our borrowing calculator

Help to Buy: ISA

The Help to Buy: ISA is no longer available for new applications.

If you already have a Help to Buy: ISA, you can still save and claim the Government 25% bonus (minimum bonus £400 and maximum £3,000).

Customers who have a Help to Buy: ISA with another bank or building society can still transfer it to us.

For more details about your Help to Buy: ISA and to discuss your mortgage needs you can:

Important legal information

Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS).

Telephone calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.