Mortgages help & guidance

Use our mortgages hub to discover everything you need to know about applying for a mortgage, moving house or remortgaging. Learn more with Lloyds.

What would you like to know?

If you’re a complete newcomer to the mortgage process or you’re looking for a refresher on all the important stuff, you’ll find it here.

Buying your first home

Looking to take your first step on the property ladder? Find out what to expect when you get your first mortgage, what kind of mortgage you might be interested in, and what you'll pay for with our guides.

First time buyer help First time buyer help

Home mover help

Thinking about moving house? Find out more about what you’ll need to do, what you’ll pay for and get a refresher on all things mortgages.

Home mover help Home mover help

Remortgaging

Remortgaging is when you get a new mortgage deal with a different provider. Make sure you’re in a good position to make a decision with our guides on remortgaging.

Remortgaging help Remortgaging help

Mortgage calculator

Find out what your monthly mortgage repayments could be, work out your loan to value and more with our mortgage calculator.

Use our mortgage calculator Use our mortgage calculator

You could lose your home if you don’t keep up your mortgage repayments

Are you ready to get a mortgage with Lloyds?

An Agreement in Principle (AIP) is the first step to getting a mortgage, which lets you know how much you could borrow.

Apply for an AIP Apply for an AIP

Already have a mortgage with us?

Learn more about what you can do with your mortgage.  You may be able to save money by switching to a new deal, or borrow more on your mortgage.

I'm an existing customer I'm an existing customer

Eco home hub

Find out how to fund energy efficient home improvements using our eco home tool, about eco home government schemes, and tips on how to make your home more sustainable.

Eco home hub Eco Home Hub

More about mortgages

Need to speak with someone?

You can talk to us over the phone or use our mortgage video service from the comfort of your own home.

Call us Contact us

Getting started online

 

Mobile banking app

Join our 10 million app users.

  • Simple and secure login.
  • Set up handy notifications.
  • Message us online.

Online banking

Log in to view or manage your accounts on our website.

Log in

Register

Mobile banking app

Join our 10 million app users.

  • Simple and secure login.
  • Set up handy notifications.
  • Message us online.

Continue to app

Online banking

Log in to view or manage your accounts on our website.

Log in

Register

Explore your options

We want to make sure you know about our other help and guidance options. Here’s one that might suit you.

Neighbourhood Guide

We know that a home is more than just a property, it’s the feeling a place gives you. Use our Neighbourhood Guide to search for a location and find out what you want to know about the local area. 

Search a neighbourhood

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Meet our app spaces

From everyday banking to long term goals, get an at-a-glance overview of what's important to you.

Explore spaces

Message us online

Get answers to your everyday banking questions. Log in to the app or online banking to get in touch.

How to message us

Your Credit Score

Check your credit score for free and view your credit history with no impact on your credit file.

Check Your Credit Score

Mortgages

Explore your mortgage options and find a deal that best suits you.

More on mortgages

Dog in box

Mortgages

Explore your mortgage options and find a deal that best suits you.

More on mortgages

Important legal information

New Lloyds mortgages are provided by Bank of Scotland plc.  Lloyds Bank plc and Bank of Scotland plc are both part of Lloyds Banking Group.