This is Home Wise - your mortgage in your pocket.

Join the community of customers managing their mortgage at the touch of a button.

Download our app

How to access Home Wise

You could lose your home if you don’t keep up your mortgage repayments

 

Take control of your mortgage

  • View your remaining balance, term and current rate(s).
  • Understand when your current deal ends.
  • Get the latest estimated property value and equity.
  • Apply for additional borrowing.
  • Switch to a new deal.
  • Use our overpayment calculator.
 

Switch and save on your household bills

We’ve partnered with ApTap to help you save money quickly and easily. Understand how much you could save on:

  • Broadband*
  • Home energy
  • Mobile and SIM offers.

*Between January and December 2023 ApTap’s customers saved on average an estimated £220 per year by switching their broadband bills.

Other Home Wise features

We're always adding new features, so keep checking to see what's new.

Switch to a new deal, or borrow more

  • See what deals are exclusive to you
  • Apply directly through the app

Overpayment calculator

  • Work out how much you could save by overpaying.
  • Calculate how overpaying on your mortgage could reduce the overall interest.

Protect your home

Apply for home insurance to give you peace of mind.

  • Easy to make claims online or by the phone.
  • Take away the worry over personal possessions.
  • You choose the excess for most claims and there are no hidden charges.

Check your credit score

We work with TransUnion so you can stay up to date with your credit score.

  • Tips on how to improve your score.
  • No impact to your credit score for checking.
  • View what’s impacting your score.

How to access Home Wise

It's easy to access Home Wise. Register for our Mobile Banking app or Internet Banking and follow these steps: 

A picture showing three steps to take, to access Home Wise on the app.

1. 


From the summary page, swipe or scroll right to the Homes space

Open Mobile Banking

2.

Select 'Take a look'

 

Mobile banking select Home Wise from the options

3.

View details about your mortgage

 

Mobile Banking information about your mortgage

Getting started online

 

Mobile banking app

Join our 10 million app users.

  • Simple and secure login.
  • Set up handy notifications.
  • Message us online.

Online banking

Log in to view or manage your accounts on our website.

Log in

Register

Mobile banking app

Join our 10 million app users.

  • Simple and secure login.
  • Set up handy notifications.
  • Message us online.

Continue to app

Online banking

Log in to view or manage your accounts on our website.

Log in

Register

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Your Credit Score

Check your credit score for free and view your credit history with no impact on your credit file.

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Do more with your mortgage

Already have a mortgage with us? You may be able to borrow more to make home improvements or buy something special. Or you could save money by switching to a new deal. Learn more about what you can do with your mortgage.

Existing customers

Do more with your mortgage

Already have a mortgage with us? You may be able to borrow more to make home improvements or buy something special. Or you could save money by switching to a new deal. Learn more about what you can do with your mortgage.

Existing customers