Payment limits

You can check your daily limit online

  • There are daily limits to the amount of money you can send from your account.
  • The limit is for each account and resets at 11.59pm each day.
  • See what's left of your daily limit when you make a payment in the app or online banking.

Some payments don't count towards the limit. These are transfers between your own Lloyds accounts, cheques, direct debits and CHAPS payments. 

See what’s left of your daily limit

We’ll guide you through it.

    1. Select the 'More' menu from your account, then 'Payments and transfers'.
    2. Select 'Choose who to pay'.
    3. Select the account you would like to pay from the list, then select 'View payment limit'.
    4. We'll show how much you have available to transfer
    5. If your balance is lower than the daily limit, we'll show your available balance.
    1. From your account, select 'Payment and transfers'.
    2. Select account or recipient and choose the account you would like to pay from the list.
    3. Then select 'View payment limit'. 
    4. We'll show how much you have available to transfer.
    5. If your balance is lower than the daily limit, we'll show your available balance.

Getting started online

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Let’s look at the details

  • How much can I send?

    Payment type

    Daily limit

    See these guides

    Payment type

    Faster Payments

    Payments to another UK account will normally be sent this way.

    Daily limit

    Online: up to £25,000.

    In a branch: up to £250,000 with valid identification.

    Phone: up to £25,000.

    Your limit includes payments you set up for a future date and increases to existing future payments.

    See these guides

    Payment type

    Standing orders

    Lets you regularly send a set amount of money to another account.

    Daily limit

    Online: up to £25,000.

    In a branch: up to £100,000.

    Phone: up to £25,000.

    Your limit includes new standing orders and increases to existing standing orders.

    See these guides

    Payment type

    Cash withdrawals

    Take cash from your account.

    Daily limit

    Cash machines or cashback: up to £800.

    In a branch: no limits.

    See these guides

    If you have an Under 19’s or Private Bank account, your limits may vary.

    If you need to make a payment for a very large amount, you might want to send it by CHAPS. This has a fee and can only be done in a branch.

     

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Further help with payments

Understand regular payments, share your bank details or pay in a cheque on your phone.

Read our payment guides

Further help with payments

Understand regular payments, share your bank details or pay in a cheque on your phone.

Read our payment guides