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Pension planning advice

Using expert advice to help plan your pension could help you to achieve greater financial freedom when you decide to stop working.

Through our partnership with Schroders Personal Wealth, you could access expertise and advice on planning your pension. 

Expert advice can help you to:

  • Start a pension.
  • Consolidate your existing pension plans.
  • Review the role of your wider savings and investments.
  • Set an appropriate risk/return profile for any investments made.
Customer testimonials

Customer testimonials

See how these two customers are taking control of their finances, now and for the long term.

Pensions are a long-term investment. The retirement benefits you receive from your pension account will depend on a number of factors including the value of your account when you decide to take your benefits which isn't guaranteed and can go down as well as up. The value of your account could fall below the amount(s) paid in.

Through our partnership with Schroders Personal Wealth, we want to give more of our customers access to financial and investment expertise, to help give you the chance to choose what your financial future looks like.

To benefit from the expertise of Schroders Personal Wealth, you will need to have at least:

  • £100,000 of sole/joint savings, investments and/or personal pensions; and/or
  • £100,000 of sole annual income.

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Fees/Charges will apply if you take out a financial plan, product or service.

Why seek pension advice?

Ongoing pensions advice from a wealth adviser could help you navigate the investments, savings and financial products you may need to ensure a comfortable retirement.

What you'll get with ongoing support

When you choose ongoing pension management services from Schroder Personal Wealth, you'll benefit from:

  • Professional service from a dedicated wealth adviser.
  • Regular expert reviews of your pension plan
  • Personal advise in case your  circumstances change.


Regular expert reviews of your pension plan

Your pension plan will include recommendations around how much to save, which financial products may be best and where to invest.

A wealth advisor will explain all the services, fees and charges you may pay - including those from third-party products.

Your adviser will present a personalised pension plan. If you're happy to proceed, your plan will be implemented.

Book an appointment with Schroders Personal Wealth

Call 0345 366 2725 or +44 207 481 2138. to discover how Schroders Personal Wealth can help with pension planning advice.

Lines are open Monday to Friday from 09:00 to 17:00 (Tuesday and Thursday until 19:00) and Saturday from 09:00 to 13:00. Excluding Bank Holidays.

Calls may be monitored and/or recorded. Call costs may vary depending on your service provider.

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John Cheesewright, Personal Wealth Adviser, London

“Be confident about your pension – in our initial consultation we’ll discuss what you’re looking to achieve. We’ll use this information to create a pension plan that’s completely unique to you.”

Pension Planning Advice | Lloyds Bank

Important legal information

Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

Schroders Personal Wealth is a trading name of Scottish Widows Schroder Personal Wealth Limited.