Activate your credit card

This page tells you everything you need to know about activating your Lloyds Bank credit card.

How to activate your Lloyds Bank credit card

The quickest way to set up your new credit card is with our Mobile Banking app or online. It's safe, simple and secure.

You’ll need your new credit card to hand and we may need some of your personal information to complete the activation.

  • It's simple to activate your credit card online using our secure online form.

    1. Select 'Activate your credit card'

    Start by opening our secure online form by selecting the ‘Activate your credit card’ button.

    Activate your credit card

    2. Complete the short form

    Enter the credit card number, your date of birth and the credit card expiry date and then select ‘Activate’.

    3. Success

    That’s it – your card will be activated and ready to use straight away.

    If you aren’t already registered with Internet Banking, you’ll be able to register once you’ve activated your credit card.

    If you are registered for Internet Banking, you can also log on to your account to activate your card online.




  • The fastest way to activate your new credit card is through our app or secure online form.

    If you would rather to speak to a member of our team you can call us on 0800 032 044 or +44 2074 812 548 from outside the UK. Lines are open from 7am-11pm, seven days a week.

    You can also activate your credit card at your nearest Lloyds Bank branch.

    Our staff can also discuss any other queries you may have about your new credit card, including any services that you may benefit from.

You can activate your credit card quickly and securely with our app. 

Please note that you will need to be registered with Internet Banking in order to do so.


1. Select 'Apply' within the app

From within our app, please select 'Apply' at the bottom of your screen.

2. Select 'Credit cards'

Select 'Credit cards' followed by the option ‘Activate credit card’

3. Check card details

Check the card details match your new credit card, and then select ‘Activate’.

4. Success

Your card is now activated and ready to use straight away. You will then be given the option to go paper-free and set up a Direct Debit.

Mobile Banking app

Scan to download

  • Join our 7 million app users.
  • Simple and secure logon.
  • Stay up to date with notifications.


More about our app

Mobile Banking app

  • Join our 7 million app users.
  • Simple and secure logon.
  • Stay up to date with notifications.
Download app

What happens after I've activated my card?

Once you've activated your card you will be able to use it for purchases in store and online.

Depending on the credit card you have set up, you'll now have access to a range of online services. Learn more about these below.

Ways to manage your credit card

Our app and Internet Banking let you manage your card in a way which works for. 

Here are just some of things you can do online:

Existing customer support

Card and PIN services

Find out about how you can manage your cards with our app and Internet Banking

  • View card details - You can view your credit card details in our Mobile Banking app. This lets you make purchases online or over the phone when you don't have your card to hand.
  • View PIN - Can't remember your PIN? Use our app to view your PIN instantly.
  • Change contactless limit - Use our app to change your contactless limit to one that works for you.
  • Freeze your card - Freeze different types of transactions in our app and get more control over your card.
  • Report your card lost or stolen - If you can’t find your card, don’t worry. You can report your card as lost or stolen online and in our app.
  • Order replacement card or PIN - If there’s a problem with your credit or you need a PIN reminder, let us know online.

Frequently asked questions