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Introductory discount on a new policy

You could save money with Lloyds Bank Home Insurance. Get a 40% discount in your first year when you buy any new Home Insurance policy.

Plus, get an additional 5% discount in your first year if you're an existing Lloyds Bank customer. All you need to do to claim the extra 5% discount is confirm you have a Lloyds Bank product when you buy your new policy.

Conditions apply to these offers.

Get a quote today, it'll take about 10 minutes.

Get a quote


Further discount for Club Lloyds customers

When you get a quote and buy a combined buildings and contents policy through Internet Banking.

Conditions apply.

Log on and get a quote today; it’ll take about 10 minutes.

Log on

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What is Home Insurance?

Our home insurance is split into two policies; building insurance and contents insurance. When you take out home insurance you can buy these policies separately or together:

  • Buildings Insurance  - covers the structure of your home and its fixtures and fittings (fitted bathrooms, for example) if they are damaged by events like flood, fire and storm
  • Contents Insurance - covers the cost of replacing or repairing your personal possessions if they are stolen or damaged by events like floods, fire  and storm while in your home
  • Combined Buildings and Contents Insurance- covers both Buildings and Contents Insurance under just the one policy. This can be simpler and less costly for you than buying them separately.

Compare our home insurance

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Get added protection with additional cover

You can choose from a wide range of additional cover options to tailor your policy to your requirements. Here are some of our additional cover options:

  • Legal Expenses Cover
  • Home Emergency Cover
  • Pedal Cycle Cover
  • Personal Belongings Away from the Home Cover
  • Specified Items Cover.

Limits, terms and exclusions apply.

If you'd like more information about our additional cover options, we have a full list available.

Additional cover explained

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Call to get a quote

If you'd prefer to get a home insurance quote over the phone, our UK-based team are here to help.

We can discuss your insurance needs and the types of insurance we offer; including any additional cover options you may benefit from.

Call us on 0800 056 3040

Lines are open from 8am-8pm Monday to Friday and 8am-4pm SaturdayCall telephone number 0800 056 3040Lines are open from 8am-8pm Monday to Friday and 8am-4pm Saturday.

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Retrieve a quote

If you've already completed a quote and would like to take out Home Insurance with us, there's no need to start your quote again.

You can retrieve your quote online with the following information:

  • your Quote Reference Number
  • date of birth
  • the postcode of the property you want to insure.

Retrieve a quote

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Switching Home Insurance

We want buying home insurance to be simple as possible. To help you find the right insurance to suit your needs,  we've created a handy guide.

Our guide provides information on:

  • how to check your existing policy
  • how to reduce the cost of your home insurance
  • how to work out what type of cover you need
  • comparing home insurance quotes.

Switching your home insurance

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Existing customers

Need help with your home insurance policy?  You can find out what's covered in your policy, check that you have the cover you need, find useful phone numbers and learn how to make a claim.

Here are some quick links:

Existing customers

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Help and guidance

Insuring your home can sometimes feel overwhelming, so we’re here to help make things as simple as possible with hints and tips on protecting your home and your possessions.

We've put together help and guidance articles on:

See all help and guidance articles