discount for new home insurance customers

in your first year when you buy a new policy. Conditions apply.

It'll take about 10 minutes.

additional discount for Lloyds Bank customers

in your first year when you confirm you have a Lloyds Bank product and buy a new policy. Conditions apply.

It'll take about 10 minutes.

further discount for Club Lloyds customers

when you get a quote and buy a combined buildings and contents policy through Internet Banking. Conditions apply.

It'll take about 10 minutes.

Discounts exclude Home Emergency and Legal Expenses cover. Multiple discounts are applied consecutively which may reduce the overall discount you receive.

What is home insurance?

Home insurance comes in two parts, which you can buy separately, or together:

  • Buildings covers you for damage to the house itself, from fire or extreme weather, for example.
  • Contents covers your belongings in the house against theft or flooding, for example.
  • Combined covers both buildings and contents insurance under just the one policy. This can be simpler and less costly for you than buying them separately.

Limits, terms and exclusions apply, see our policy booklet for full details.

Our combined cover in more detail

We can offer you two levels of cover. Lloyds Bank Home Insurance is our tailored, flexible offering, while Home Insurance Premier has additional cover and higher limits included as standard.


Why Choose Lloyds Home Insurance?

Extra support when you need it

  • If your claim is particularly complex and we feel you need extra support, we can send a Personal Claims Consultant to help you.
  • Emergency payment before your claim is settled when you need it most.

Help in an emergency

  • A 24 hour Emergency Homeline available where we will arrange for a tradesperson to repair any damage.
  • You’ll need to pay but can claim back in the normal way if the damage is covered under your policy.

Easy to contact

  • UK only call centres.
  • No forms to complete when you make a claim.

What do our customers think?

"I was in a fire and I lost everything. I was quickly contacted when I left hospital and a Personal Claims consultant came to see me within a week of the fire. They put money in my account straight away to cover my incidental expenses." Anonymous, Suffolk

"The service I received was extremely efficient, I couldn't fault anything." Mrs Wasteney, Oswestry

"Accommodating, understanding and quick. I’ve been with Lloyds Home Insurance for years and will be with them for years to come." Anonymous, Crawley

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