Worried about paying your mortgage? We have various ways that we can help you.
Looking to understand how you can make your home warmer in winter and possibly reduce energy costs?
Checking your homes EPC is a great way to start to see what your current rating is and checking recommended improvements to increase this.
An EPC rating, or Energy Performance Certificate rating, gives you a general idea of how energy-efficient a property is. The EPC rating uses a scale from A–G, with A representing the most efficient and G standing for the least efficient. Energy Performance Certificates last for 10 years.
A higher energy-efficient rating can give you a better return on your investment by adding value to your property. EPCs also give you recommendations on how you can improve your rating and show the money you could save if you do. Plus, EPC reports help prospective buyers or renters make informed choices. Low ratings mean energy bills will be higher than a property with a better rating.
Before you decide to get an EPC, be sure you check if your property already has one, as they’re valid for 10 years.
If you’re in England, Wales and Northern Ireland, use the government’s service to check if you have an existing EPC.
If you’re in Scotland, there’s a different way to check for energy certificates.
Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.
Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS).
How much we lend and the rate available are subject to our assessment of your circumstances. You must be 18 years of age or over and a UK resident. You must have had a Lloyds Bank Current Account for more than one month.