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Features and benefits

  • You could get a low rate of 4.9% APR Representative on loans between £7,500 and £25,000 over 1 to 5 years. Other terms and loan amounts are available at different rates.
  • No credit search required to get a personalised quote
  • You can make additional payments whenever you want to with no extra charge
  • Money transferred into your account instantly if you apply online between 9am – 6:30pm
  • You have the option to apply for up to two repayment holidays a year, subject to approval.
  • We offer personal loans of between £1,000 and £50,000, repayable over 1 to 7 years.

You can apply if you are:

  • registered for Lloyds online banking
  • a Lloyds Bank account holder for at least one month
  • over 18 years old
  • a UK resident

Representative example

You could borrow £10,000 over 48 months with 48 monthly repayments of £229.36. Total amount repayable will be £11,009.28. Representative 4.9% APR, annual interest rate (fixed) 4.79%.

This representative APR applies to loans of £7,500 to £25,000 over 1 to 5 years. Other terms and loan amounts are available at different rates. If you qualify for a loan we'll tell you the rate that applies when you get your personalised quote. The maximum APR you could be offered is 29.9% APR

Please keep in mind:

  • The Personal loan is available online only. Apply online and manage your loan through internet banking
  • How much we lend and the rate available are subject to our assessment of your circumstances
  • If you make an early settlement on the Personal Loan, we will charge up to 58 days’ interest
  • Repayment holidays are available if you meet certain conditions. Interest will be charged if you take a repayment holiday, so you’ll pay more interest overall and your term will be extended
  • We will not offer a loan for any of these reasons

If you're not registered for Internet Banking you can register now.