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Lloyds loans

The Personal Loan puts you in control See if we could help you put your plans into action with our low rate loan from Lloyds Bank. 3.9% APR Representative with the Personal Loan. On loans between £7,500 - £25,000 over 1-5 years.

Features and benefits

  • You could receive a rate as low as 3.9% APR Representative
  •  if you borrow £7,500 – £25,000 over one to five years
  • Other options are available to borrow from £1,000 - £35,000 over one to seven years
  • No credit search required to get a personalised quote
  • You can make additional payments whenever you want to with no extra charge
  • Money transferred into your account instantly if you apply online between 9am – 6:30pm
  • You have the option to apply for up to two repayment holidays a year, subject to approval.

You can apply if you are:

  • registered for Lloyds online banking
  • a Lloyds bank account holder for at least one month
  • over 18 years old
  • a UK resident

Representative example

You could borrow £10,000 over 48 months with 48 monthly repayments of £225.04. Total amount repayable will be £10,801.92. Representative 3.9% APR, annual interest rate (fixed) 3.83%.

This representative APR applies to loans of £7,500 to £25,000 over 1 to 5 years. Other terms and loan amounts are available at different rates. If you qualify for a loan we'll tell you the rate that applies when you get your personalised quote. The maximum APR you could be offered is 29.9% APR

Please keep in mind:

  • The Personal loan is available online only. Apply online and manage your loan through internet banking
  • How much we lend and the rate available are subject to our assessment of your circumstances
  • If you make an early settlement on the Personal Loan, we will charge up to 58 days’ interest
  • Repayment holidays are available if you meet certain conditions. Interest will be charged if you take a repayment holiday, so you’ll pay more interest overall and your term will be extended
  • We will not offer a loan for any of these reasons
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