1. Legal work
One of the first jobs a conveyancer will do is ask the seller’s solicitor for a copy of the draft contract. They will go through this with a fine-tooth comb and raise any concerns or questions you may have.
The next step is a set of legal searches. These look at the finer details of the house and can include:
- Local authority search –such as plans for new roads which could cause an issue with the house.
- Land Registry –to check the seller owns the house.
- Water and utility search –to find out how you get your water, gas, and electricity.
- Environmental search –this covers landfill sites and any risk of flooding.
3. Your mortgage
While these searches are being done, you can get your mortgage ready. The conveyancer will go through the terms of your mortgage for you. At this stage you’ll book a valuation, surveys and arrange Home Insurance.
4. Sign and exchange the contracts
Your conveyancer will make sure all enquiries are answered and a completion date has been set.
They will check that you are able to transfer the deposit to them, so it can be cleared. You can then sign the contract and they will exchange it with the seller for you.
5. Completion day
In the run up to your completion day, your conveyancer will pay the seller the deposit and apply to the Land Registry to swap the house deeds to your name. Once this is done, you’re ready to move in.