Types of mortgage
Learn about the different types of mortgages in the UK. From interest only to shared ownership, compare the features of each Lloyds mortgage type to find the one that works best for you.
What are the different types of mortgages?
Mortgage repayment types
It’s not just mortgage rates that can vary. There are also different ways to pay off your mortgage.
There are 2 main mortgage repayment types.​
Mortgages to fit your needs
Self-employed mortgage guide
When you're self-employed, applying for a mortgage can involve a different process. You might need to show more evidence of your income in your mortgage application compared to someone with a salary. But, you should still be offered the same mortgage rates and options as non-self-employed people.
Mortgages for older borrowers
If you're over 55 and applying for a mortgage, there may be some extra things to consider before you choose a mortgage. This can include things like the repayment period and any extra affordability checks the lender wants to assess. Find out what you need and any extras you'll have to factor in with our guide.
What’s a standard variable rate (SVR)?
Chosen your mortgage type?
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Mortgage rates guide
Want to know more about how fixed, tracker and offset mortgage rates work? Check out our full guide to the different types of mortgage rates and what each type can mean for your monthly repayments.
