You can use One Check to find out which credit cards you’re likely to be approved for and what your estimated credit limit will be before you apply.
It’s really simple and straightforward. All you need to do is to answer a few questions to get an instant decision. And it only takes about 5 minutes.
We want to make choosing a Lloyds Bank credit card even easier. That’s why we’ve created One Check - our simple credit card eligibility checker that doesn’t confuse you with lots of numbers and jargon.
Watch our video to find out how easy it is to use One Check.
Applying for a credit card can have a negative impact on your credit rating if you’re declined.
One Check helps you to protect your credit rating by showing you if you’re likely to be accepted for a credit card before you apply.
You’ll also find out your estimated credit limit.
If you have this information to hand the form will only take a few minutes to complete.
Once you complete the form, One Check will process your details in the form of a soft search. A soft search provides us with an overview of your financial history, which we use to work out your credit card eligibility. The soft search is quick to complete and won’t affect your credit rating.