Paying your credit card from your Lloyds Bank Account

How to use our Mobile Banking app and Internet Banking to make payments.

  1. Log on and select Pay & transfer, you'll find this at the bottom of your app screen.
  2. Select the account to pay from. Then find the credit card account you wish to pay by selecting To
  3. Enter the amount. Then check the details before selecting Confirm
  4. All done. Your payment has been made. Please allow up to 2 hours to reach your credit card account.

Keep in mind...

  • If you have a Direct Debit set up and are making additional payments to your account during the month we may still collect your Direct Debit in full.
 
Timings
  • Should you wish, you can make additional payments at any time by following the same steps above.
  • Payments should reach your Lloyds Bank credit card account within 2 hours. This will then update your available credit. 
  • Please allow at least 1 working day for your list of recent transactions to update.

Key points about credit card payments

  • You can make payments to your credit card account at any time, but you need to pay at least the minimum amount shown on your statement each month. 
  • If you can't pay the whole statement balance, it's a good idea to pay as much as you can, as it may help to keep any interest costs down.
  • If you only make the minimum payment each month, it'll take longer and cost you more to pay off your balance.
  • If you miss or make a late payment, you are likely to be charged a late fee and damage your credit rating. You could also lose any promotional rates on your credit card and have to pay the standard interest rate instead.
  • Set up a regular Direct Debit payment and we’ll automatically claim your selected payment amount when it’s due. 
  • If a Direct Debit isn’t taken for 37 months, it will become inactive, and your bank or building society will remove the details from their systems. If this happens, you’ll need to set up a new one.
  • You can also make payments, instead or in addition to a Direct Debit, from a bank account, with a debit card, by cheque or with cash at a branch. 
  • If you choose to make one-off payments, just make sure that the method you use will get your payment to us on time. 
  • You can request to change your payment due date to better suit your needs, e.g. if you usually receive your salary later than your due date falls. The fastest way to do this is through Internet Banking on a laptop or desktop computer. From your credit card account summary, select ‘More actions’, then ‘Paying your credit card’, then 'Request payment due date change'.

Other online services

Banking online can save you time. Find out about the things you can do on your phone or in your internet browser.