5 tips for managing your credit card
Paying for goods or services with a card is pretty familiar to most people. Using a credit card gives you the option to spread the cost of large or unexpected purchases, or just to manage your everyday spending.
Just remember, you may need your credit card PIN to complete a transaction.
Contactless is an easy and secure way to make card payments of up to £100, usually without entering your PIN. This is available at a growing number of retailers and service providers around the world.
You can also add your card details to compatible devices to use Apple Pay and Google Pay.
You could move your balances from other credit and some store cards, to a single card. With everything in one place, your finances should be easier to manage. Transfer fees may apply.
If the option is available, with a money transfer you could move funds to your UK current account, helping you to spread the cost of unexpected bills, or for cash only purchases. Transfer fees may apply.
Your credit card can be a great addition to your wallet when you travel, but it’s important to understand what additional fees may apply when you use your card outside the UK.
You can use your credit card to take cash out at an ATM, over the counter, at a bureau de change and for other cash type transactions.
This is usually the most expensive way to use your credit card, so you may want to limit it to emergencies only.
Manage your account online
Apple, the Apple Logo and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries. Android, Google Pay and the Google Pay and Google Play logos are trademarks of Google Inc.
To use our Mobile Banking app you need to have a valid phone number registered to your account. Available to UK personal Internet Banking customers and Internet Banking customers with accounts held in Jersey, the Bailiwick of Guernsey or the Isle of Man. Check your preferred app store for minimum operating system requirements. Device registration required. The app doesn’t work on jailbroken or rooted devices. Terms and conditions apply.