Fixed cash ISA maturity instructions
When the term is nearly over for your fixed cash ISA, provide your instructions to choose what you want to do with your savings.
Account name |
Interest rate |
Minimum opening balance |
How long the account stays open for |
Withdrawals |
---|---|---|---|---|
Account name1 Year Fixed Rate Cash ISA |
Interest rate3.80%
An extra 0.05% tax free/AER will be added if you already have a Lloyds Bank personal current account that has been opened for a minimum of 40 days.
Choose to have interest paid after each year or each month. |
Minimum opening balance£3,000 |
How long the account stays open for1 year. Then your account will change to an Instant Cash ISA. |
WithdrawalsYou can access your money, but you will be charged the same as 90 days' worth of tax free interest. The charge is taken from your account so you may get back less than you deposited. |
Account name2 Year Fixed Rate Cash ISA |
Interest rate3.90%
An extra 0.05% tax free/AER will be added if you already have a Lloyds Bank personal current account that has been opened for a minimum of 40 days.
Choose to have interest paid after each year or each month. |
Minimum opening balance£3,000 |
How long the account stays open for2 years. Then your account will change to an Instant Cash ISA. |
WithdrawalsYou can access your money, but you will be charged the same as 180 days' worth of tax free interest. The charge is taken from your account so you may get back less than you deposited. |
You will get the interest rate that is correct on the day your existing term ends.
How to select your choice
You need to submit your instructions at least 5 working days before the date your fixed term ends.
Online
Provide your instructions through Internet Banking by selecting your option under “more actions” in your account overview.
Log in to select your maturity option
If you have not already, you can register for Internet Banking.
By phone
You can call us on 0345 603 5042.
Lines are open 9am – 6pm Monday to Saturday.
In branch
Visit your local branch with proof of identity. We recommend you book an appointment.
Your options if your account has already matured
If your fixed cash ISA matured and you didn't provide your maturity instructions, it would have changed into an easy access cash ISA with a variable interest rate.
You can now decide whether to:
- do nothing, and your money will stay in the easy access cash ISA
- renew into a different easy access cash ISA
- open a new fixed cash ISA and transfer over your funds.
- To transfer, once your new fixed ISA is open, select ‘Add money’ in Internet Banking and then ‘Transfer in existing ISA’.
- You will receive a new account number and sort code.
Important legal information
Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.
Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS).
Calls may be monitored or recorded to help us improve our quality of service.