Available to existing Lloyds customers. A summary of our Flexible Loan features is outlined below.
Your personal rate will depend on the loan amount and term you request and your personal circumstances. In order to get your personal rate, please log in to Internet Banking or select the “Get your personal quote” option.
For the amount and term selected the majority of customers are expected to receive the APR illustrative rate or lower.
For loan terms more than 5 years log in to get a personalised quotation - it will only take a minute and there's no credit footprint.
Our loans are available online to Lloyds Bank current account holders who have had an account for at least one month.
You can also get a quote and apply if you have a Lloyds credit card, mortgage or loan.
If you are applying online, the funds will be transferred to your bank account immediately between the hours of 9:00am and 8:30pm, or before 9am the following day outside these times.
Surprises come in all shapes and sizes. From an unexpected expense to a new opportunity, there are times when you might need quick access to funds. Our Flexible Loan could help you get the money you need, when you need it most.
Our Flexible Loan comes with a variety of options to help meet your needs. You can manage your loan online with Internet Banking, where you can make additional payments, pay off your loan early, check your transactions and statements, change your details, and apply for a repayment holiday. Repayment holidays are available if you meet certain conditions. Interest will be charged if you take a repayment holiday, so you'll pay more interest overall and your original term will be extended.
We’ll never encourage you to borrow more than you can afford. To help you get it right, we have lots of help and guidance.
The factors we consider when setting a Flexible Loan rate include:
If you're registered for Internet Banking, you can get a personalised quote and a decision online in just five minutes.
If you're not registered for Internet Banking you can register now.
If you hold a Lloyds Bank Current Account, call us on:
Lines are open 8am–10pm seven days a week.
If you do not hold a Lloyds Bank Current Account, call us on:
Lines are open 8am–10pm seven days a week
Pop into your local branch and we'll be happy to help. We'll usually be able to give you an answer and transfer the money into your account that same day.