Available to existing Lloyds customers in branch. A summary of our Flexible Loan features is outlined below.
Your personal rate will depend on the loan amount and term you request and your personal circumstances.
For the amount and term selected the majority of customers are expected to receive the APR illustrative rate or lower.
Our loans are available to Lloyds Bank current account holders who have had an account for at least one month.
Surprises come in all shapes and sizes. From an unexpected expense to a new opportunity, there are times when you might need quick access to funds. Our Flexible Loan could help you get the money you need, when you need it most.
Our Flexible Loan comes with a variety of options to help meet your needs. You can manage your loan online with Internet Banking, where you can make additional payments, pay off your loan early, check your transactions and statements, change your details, and apply for a repayment holiday. Repayment holidays are available if you meet certain conditions. Interest will be charged if you take a repayment holiday, so you'll pay more interest overall and your original term will be extended.
We’ll never encourage you to borrow more than you can afford. To help you get it right, we have lots of help and guidance.
The factors we consider when setting a Flexible Loan rate include:
If you hold a Lloyds Bank Current Account, call us on:
Lines are open 8am–10pm seven days a week.
Pop into your local branch and we'll be happy to help. We'll usually be able to give you an answer and transfer the money into your account that same day.
Your local branch will be happy to help you apply for our Flexible Loan. We'll usually be able to give you an answer and transfer the money into your account the same day.