Money worries

As living costs rise, keeping on top of your money might be worrying - here's how we can help.

What support are you looking for?

What support are you looking for?

Whether you're worried about your money, or you’d like some tips and tools to help you manage your spending, it’s important that we get you to the right place.

Answer a few simple questions so we can understand your situation.

Get started now

Loan, credit card or overdraft payments

You can get help with this online:

  1. Log on to Internet Banking or the app.
  2. If you’re using the app tap the three dots ‘More’ button or use the search bar to find ‘Need help with your debt or payments?’ If you're using Internet Banking, click ‘Need help with your debt or payments?’ on the account menu.
  3. Get support with a repayment plan and money management tips.
Log on now

Support for our mortgage customers

We’ve signed up to the government’s Mortgage Charter. This means we’ve agreed to work closely with the government to give mortgage customers the right support.

If you’re concerned about making future payments, or you’ve already missed one, find out what we can offer you.

Get support

Other ways to get the support you need

How we can help

It is important to deal with your money worries as soon as you can.

If you are struggling with your payments and don’t bank online or would like to know your options, we have support available.

Find out how we can help

Message us in our app

If you’re not ready to talk, you can message us through our Mobile Banking app.

Log on to our app, select ‘Support’ and then ‘Message us 24/7.’

Find out how to message us in our app.

Download app

Talk to us in branch

If you are experiencing financial difficulty, you are not alone. Our specially trained colleagues are by your side to support you. Book a free Helping Hand appointment to review your finances with a Banking Consultant in branch.

Call us to book an appointment on 0345 300 0000. Lines are open 8am – 8pm, seven days a week.

Find a branch near you.

Free independent help and advice

Get support with your finances from free independent organisations or your government.

There's also help and support on a range of benefits and housing options that you may be entitled to.

Get free help now

Help with Universal Credit

Universal Credit is a benefit to help with living costs if you’re out of work, cannot work or on a low income.

Universal Credit support

More help with money worries

Cost of living FAQs

We have pulled together some frequently asked questions on the cost of living crisis and what help there is.

Read our FAQs

Reducing the cost of your credit

If you are paying more in interest, fees and charges than you are paying off your credit card balance, you may be in persistent debt.

Understanding persistent debt

Support and financial wellbeing

Mental health, financial abuse or other challenges, you can find help here.

Mental health support

Support and wellbeing

Serious illness support

Your credit and credit score

We’re by your side, offering a series of guides and tools, designed to boost your understanding of credit.

Check credit score

Understanding credit

Calls and online sessions may be monitored and recorded. Not all Telephone Banking services are available 24 hours a day, 7 days a week.

Managing your money

Our tips and tools can help you manage your bills, budget, save and feel better about your finances.

Money management

Managing your money

Our tips and tools can help you manage your bills, budget, save and feel better about your finances.

Money management