Get a personalised financial review

We'll help you see the bigger picture

A personal review is a free, informal visit to your bank to talk about your finances and the way you use your bank. With our personal review service you’ll meet a Lloyds Bank Personal Account Manager who will have reviewed your financial situation before you arrive. Their aim is to make sure you’re getting the best value for money out of banking with us.

To book an appointment for a personal review at your local branch, call

0345 300 0000.

Is your regular budget under control?

Simple steps to understand your finances

If you have a good grasp of your regular incomings and outgoings it’s much easier to plan for the future and see where your money could be working harder for you. A personal financial review will help you put a budget together.

Could you reorganise your borrowing?

Payments on borrowing can eat into your income and offset the benefit from any savings you have. In your personal financial review, you’ll look at your debt as a whole – things like credit cards, a mortgage, an overdraft or a student loan – and see if there’s a better way to organise it to suit you.

For example, some people who only pay the minimum on a small credit card balance each month might be able to save money by using a personal loan to pay it off in one go. The right solution for you will depend on the interest rates and outstanding balance on each sum you’ve borrowed.

Are you saving for the future?

When you review your savings it’s important to set yourself specific goals and to understand what your aims are. Are you putting money aside for the long term, or saving up for a specific medium-term expense such as the deposit on a home? How much can you realistically afford to save each month? Would your money be better spent paying off some debt?
A personal financial review will look at how much you’re putting into savings like pensions and ISAs, and suggest any changes that could make your money work harder for the future.
You should also check the interest rate on any standard savings accounts you have. Interest rates change from time to time, so even if you got a great deal when you opened the account you might find it’s less competitive now.

Important legal information

Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.