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Swapping your existing Lloyds credit card

As an existing Lloyds credit card customer you can apply to swap your credit card.

Swapping your Lloyds credit card could allow you to take advantage of a new card with different features and benefits to suit your current need and lifestyle including introductory offers and rewards.

Swapping your card also means you only have one card in your wallet, as your current card will be closed and a new credit card issued.

How could swapping your credit card help you?

For example, you have an existing credit card that doesn’t work for you anymore. You may have taken out a credit card to consolidate your card debt and the balance has been paid off. Now you’d like to make a purchase and benefit from a promotional offer or put your day-to-day spending on a card.

Swapping your card means you can have a new credit card that meets your current needs.

If you switch cards you may lose any promotional rates you have at the moment and your new card will have its own terms and conditions.

Representative APRs between 6.4% APR and 23.7% APR variable.

Want to keep your existing credit card?

Have a second credit card to give you the flexibility you need.

How to apply to swap your credit card:

1. Check you're eligible to apply.

You can apply to swap your credit card, subject to the following conditions:

  • You are not looking to switch to our Student or Classic credit card
  • You are not looking to switch to the same card as your existing card e.g. Platinum to another Platinum credit card. (Check the name on your card)
  • You can’t apply to swap your credit card within 60 days of having opened your first credit card with Lloyds Bank
  • Your application is subject to a full credit and affordability check.

2. How to apply.

  • Log on to Internet Banking to view your credit card range and apply to swap your credit card.
  • Call us on 0345 603 7239 or 0127 379 9274 (Lines are open Monday to Friday 9am-5pm).

Remember not all products shown online will be available over the phone.

Other options available on your existing credit card

Useful phone numbers

Lost or stolen cards - 0800 096 9779
(+44 1702 278270 from outside the UK)
Open 24 hours, seven days a week

Credit card enquiries - 0345 606 2172
(+44 1702 278 272 from outside the UK)
Open 7am - 11pm, seven days a week

Activation - 0800 032 0444
(+44 2074 812 548 from outside the UK)
Open 7am - 11pm, seven days a week

Balance transfers - 0345 606 2172
(+44 1702 278 272 from outside the UK)
Open 7am - 11pm, seven days a week