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Advance fee scams
Fraudsters can ask you to pay a fee upfront for goods or services.
We explain how they try to convince you.
What is an advance fee scam?
An advance fee scam is when you pay a fee upfront for goods or services but don’t get anything in return.
This type of scam mostly starts with a phone call but can also happen on WhatsApp, email or by text.
Fraudsters usually get in touch after you Google search then fill in an online form. Someone may even recommend a company without knowing they're fake.
A common advance fee scam involves quick loans.
Our video explains how fraudsters use loans to steal your money (1 min 9 sec).
Never pay upfront to get goods, services or to receive money until you’ve made sure that it’s genuine.
How this scam works
Common advance fee scams
There are many kinds of advance fee scams. Here are some of the most common ones to avoid.
How to check and report a company
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The FCA Warning List has details of unauthorised firms and individuals. This can help you to avoid scams.
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If you suspect a scam, an unauthorised firm or individual, report it to the FCA.
Learn about other scams and how to protect yourself
Protect your passwords
Fraudsters will try to guess passwords to your online accounts.
Protect your devices
Do you know how to keep your devices safe?
Social media scams
Did you know fraudsters set up fake profiles just to steal money?
Passcode scams
Fraudsters can call to ask you for a passcode.
Investment scams
Fraudsters pretend to be genuine companies and advisers.
Scam emails and texts
Fraudsters use scam emails and texts to steal your details.
