DIY Mishaps

What not to forget as you turn your house into a home.

Whatever project is next, be prepared. Check your home insurance has you covered

It’s easy to see why so many of us enjoy a spot of DIY in our spare time. Even the simplest DIY improvements can make a huge difference to the way you and your family feel about your home.

Before you start your next project, make sure your home insurance is up to the job. A number of home insurance claims are linked to DIY mishaps, and not everyone finds they have valid cover. But if you’re  prepared, nothing can stay in the way of your next transformation.

How to check if you’re covered

If you’re an existing home insurance customer, here’s a link to our policy booklets so that you can check what’s covered, what’s available as additional cover, as well as advice on making claims and frequently asked questions.

A splash of paint

New home? Or new ideas? Painting a room is a cheap way to make a big impact but paint spills on carpets are a common reason to claim. Check to see if your carpet is covered...with a dust sheet...and accidental damage cover on your policy.

Accidental Damage and what it covers

Know the drill

Putting up a new shelf or photo frame? Make sure to check for cables and pipes before you drill holes in the wall as it could result in damage. Check your policy to make sure you are covered for any accidents you may have.

Accidental Damage and what it covers

Spring a leak

Leaking water can cause damage to your property. Read our hints and tips on how to prevent leaks in the first place. If you're planning to tackle any plumbing yourself check that your policy covers you for DIY damage to plumbing.

Hints and tips to prevent leaks

Avoid garden flooding

Changing levels in your garden with new decking or patio can leave you at risk of flooding, so don’t forget to do your research. Before you start any projects like this, it’s always worth checking your policy.

Plan and prepare for floods

An unoccupied home

Going on holiday? Leaving your home unoccupied for a long period? You should tell us. You may not be able to claim for loss or damage that happens if you leave your property for longer than noted on your policy documents.

Manage your policy and let us know

Mind the gap

If you’re taking out windows and doors for any length of time, even overnight, check what steps your insurer wants you to take while your home isn’t 100% secured. If your home is more vulnerable to thieves, it’s better to be on the safe side.

Look at ways to help keep your home safe

DIY safety

If you’re new to DIY this advice on using ladders safely by the Health and Safety Executive is a must read.

Accident prevention

ROSPA has some useful advice to help you prevent DIY accidents both in the home and in the garden.

Practical advice is a home improvement hub offering practical advice, forums and ‘How-to’ videos on a wide range of DIY tasks.