What is accidental damage insurance?
Cover for the cost of life’s little mishaps.
Accidental damage insurance can cover you for those sudden mishaps.
There needs to be a one off, out of the blue, single event that caused the damage to your home, or what’s inside. For example, spilling juice on the carpet or a window smashed by a ball.
It doesn’t include damage that’s due to a lack of upkeep or that happens slowly over time. For example, if your roof leaks because it hasn’t been looked after.
Check your cover to see if accidental damage is included, as you may need to pay a little more to add it on.
Important legal information
Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.
Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS).
Telephone calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.