Insurance for gadgets
Cover for your phone, laptops and tablets.
Lloyds Bank Home Contents Insurance covers the cost to repair these items if they are damaged by things like a fire or flood. We also cover the cost to replace these items if they can’t be repaired or they are stolen from your home.
Both tiers offer a minimum £10k high risk items cover as standard. If your household gadgets cost more than this, you can add high-risk items cover worth:
- £30k to your Home Insurance policy.
- £50k to your Home Insurance Premium policy.
The maximum individual items limit is £3K. For items that are valued more than this, you must list them individually in your policy. You can add items that are individually valued up to £20k.
Limits, terms and exclusions apply to all levels of cover. For more information on what is and what’s not covered, see our policy booklet (PDF) 3.09 MB.
Important legal information
Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.
Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS).
Telephone calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.