Manage your home insurance renewal

Ready to renew

If you’re happy with your renewal price and cover, you can renew your policy online. If you don't pay by Direct Debit, you'll also need your card details to hand.

Renew your policy

Thinking of leaving us?

 
  • If it’s because of your renewal price, we may be able to offer you a discount.
  • Our discounts online are the same as they are on the phone.

    Tell us why

If your policy is with Halifax and you don’t have Lloyds online banking, you can manage your renewal online.


Our home insurance is rated excellent on Trustpilot.
June 2026.

Our home insurance is rated excellent on Trustpilot.
June 2026.

Why choose Lloyds home insurance?

Here when you need us most
Make claims easily online or by phone. Our out of hours emergency claims helpline is available for urgent support.

Choose your own excess
Pay your chosen excess towards most claims – a higher excess could mean you’ll pay less for your cover.

No hidden costs
We won't charge an admin fee if you add cover to or remove it from your policy.


Manage your policy online
It’s easy to manage your policy online; claim, renew and pay. Log on to the app or Internet Banking if you’re registered, to make managing your policy even easier.

FAQs and Common queries
 

  • If you’re not happy with your renewal price, we may be able to offer you a discount. Visit the Thinking of Leaving us section on manage your renewal. Discounts available online are the same as over the phone.

  • When it's time to renew, we'll write to you a few weeks before to let you know what your price and cover will be for another year. If you've chosen to automatically renew, we'll renew your policy. If you've not, you'll need to contact us before your policy ends. You can change your mind about your renewal option at any time by letting us know.

  • After renewal, if you change your mind within 14 days, we can cancel your policy back to the start date and give you a full refund of your premium, unless you've made a claim. If you wish to cancel but would like to remain covered until the date you cancel, you'll need to pay for the number of days cover you have received.

    You can cancel your home insurance online.

  • We'll send you details of your renewal and price before your renewal date. Unless you've asked us not to, your policy will renew each year automatically. You may still need to contact us to pay for your policy.

    ​You can choose not to automatically renew at any time. If you've chosen this, you'll need to renew online before your renewal date if you wish to stay covered with us. If you forget to renew or don't get a new policy, your home will not be insured.

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Help and support

Find out how to make a claim, switch your policy to us and more.

Home insurance support

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Help and support

Find out how to make a claim, switch your policy to us and more.

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