Rates And Charges
We aim to keep our rates and charges clear and easy to understand so it's easier for you to make comparisons. Use the links below to see how much interest you’re earning or being charged, or call us on 0345 300 0000. Lines are open 8am – 8pm, seven days a week.
Not all Telephone Banking services are available 24 hours a day, seven days a week.
Current Accounts
Interest rates and charges across our current account range.
Current Account rates
Current Account charges (PDF, 430KB)
Fee Information Documents across our current account range.
Basic Account Fee Information Document (PDF, 144kB)
Classic Account Fee Information Document (PDF, 145kB)
Classic Offset Account Fee Information Document (PDF, 155kB)
Club Lloyds Account Fee Information Document (PDF, 147kB)
Platinum Account Fee Information Document (PDF, 146kB)
Platinum Offset Account Fee Information Document (PDF, 156kB)
Club Lloyds Platinum Account Fee Information Document (PDF, 149kB)
Student Account Fee Information Document (PDF, 145kB)
Under 19s Account Fee Information Document (PDF, 145kB)
Premier Account Fee Information Document (PDF, 156kB)
Premier Offset Account Fee Information Document (PDF, 156kB)
Silver Account Fee Information Document (PDF, 157kB)
Gold Account Fee Information Document (PDF, 156kB)
Gold Offset Account Fee Information Document (PDF, 158kB)
Club Lloyds Premier Account Fee Information Document (PDF, 158kB)
Club Lloyds Silver Account Fee Information Document (PDF, 160kB)
Club Lloyds Gold Account Fee Information Document (PDF, 159kB)
Cash Account Fee Information Document (PDF, 158kB)
Select Account Fee Information Document (PDF, 156kB)
Select Offset Account Fee Information Document (PDF, 158kB)
Cheque Account Fee Information Document (PDF, 155kB)
Service Account Fee Information Document (PDF, 156kB)
Graduate Account Fee Information Document (PDF, 157kB)
Islamic Account Fee Information Document (PDF, 155kB)
Private Banking
Details of the rates and charges for Private Banking.
Private Banking rates
Private Banking Premier charges (PDF, 137KB)
Private Banking Flexible Current Account (PDF, 147KB)
Private Banking Mayfair charges (Personal) (PDF, 109KB)
Private Banking Mayfair charges (Business) (PDF, 99KB)
Details of the fees for using the main services linked to the Private Banking payment account.
Club Lloyds Mayfair Current Account Fee Information Document (PDF, 187KB)
Private Banking Flexible Current Account Fee Information Document (PDF, 196KB)
Club Lloyds Private Banking Account Fee Information Document (PDF, 196KB)
Savings
The interest rates that can make your money grow.
Mortgages
Current mortgage fees and charges.
Credit Cards
To find information on our Credit Card rates and charges view the credit card details and summary box.
Currency
The charges you can expect to pay for our currency services.
Investments
Charges for our Stocks and Shares ISA and Investment Account
Direct Investments (share dealing)
Rates and charges for our Direct Investments service.
Direct Investments rates and charges
Non-marketed products
Interest rates across our range of non-marketed products.
Other service charges
Details on any product not included in the list above.
Islands Personal Banking and International Accounts
Visit the Island Personal Banking or International websites for products and service information.
Important legal information
Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.
Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS).
Calls may be monitored or recorded to help us improve our quality of service.
If your non savings income is less than your personal allowance you may qualify for the 10% savings tax rate, we will still pay your interest net of tax (with income tax taken off - currently 20%). If you think that this may apply to you, you should complete HMRC form R40, available on HMRC website or your tax office.