The challenging times we’re all experiencing means we’re getting a lot more calls than usual and our call times are longer. So we can support people in the most vulnerable situations, we ask that you only call us if your enquiry is urgent. You can still use our online and mobile banking services and our automated service.

    •  

    Rates And Charges

    We aim to keep our rates and charges clear and easy to understand so it's easier for you to make comparisons. Use the links below to see how much interest you’re earning or being charged, or call us on 0345 300 0000.

    Current Accounts

    Interest rates and charges across our current account range.

    Current Account rates
    Current Account charges

    Fee Information Documents across our current account range.

    Basic Account Fee Information Document (PDF, 144kB)
    Classic Account Fee Information Document (PDF, 145kB)
    Classic Offset Account Fee Information Document (PDF, 155kB)
    Club Lloyds Account Fee Information Document (PDF, 147kB)
    Platinum Account Fee Information Document (PDF, 146kB)
    Platinum Offset Account Fee Information Document (PDF, 156kB)
    Club Lloyds Platinum Account Fee Information Document (PDF, 149kB)
    Student Account Fee Information Document (PDF, 145kB)
    Under 19s Account Fee Information Document (PDF, 145kB)
    Premier Account Fee Information Document (PDF, 156kB)
    Premier Offset Account Fee Information Document (PDF, 156kB)
    Silver Account Fee Information Document (PDF, 157kB)
    Gold Account Fee Information Document (PDF, 156kB)
    Gold Offset Account Fee Information Document (PDF, 158kB)
    Club Lloyds Premier Account Fee Information Document (PDF, 158kB)
    Club Lloyds Silver Account Fee Information Document (PDF, 160kB)
    Club Lloyds Gold Account Fee Information Document (PDF, 159kB)
    Cash Account Fee Information Document (PDF, 158kB)
    Select Account Fee Information Document (PDF, 156kB)
    Select Offset Account Fee Information Document (PDF, 158kB)
    Cheque Account Fee Information Document (PDF, 155kB)
    Service Account Fee Information Document (PDF, 156kB)
    Graduate Account Fee Information Document (PDF, 157kB)
    Islamic Account Fee Information Document (PDF, 155kB)

    Private Banking

    Details of the rates and charges for Private Banking.

    Private Banking rates
    Private Banking Premier charges
    Private Banking Flexible Current Account
    Private Banking Mayfair charges (Personal)
    Private Banking Mayfair charges (Business)

    Details of the fees for using the main services linked to the Private Banking payment account.

    Club Lloyds Mayfair Current Account Fee Information Document
    Private Banking Flexible Current Account Fee Information Document
    Club Lloyds Private Banking Account Fee Information Document

    Savings

    The interest rates that can make your money grow.

    Savings rates

    Mortgages

    Current mortgage fees and charges.

    Mortgage fees and charges

    Credit Cards

    To find information on our Credit Card rates and charges view the credit card details and summary box.

    Credit Card fees and charges

    Currency

    The charges you can expect to pay for our currency services.

    Currency charges

    Investments

    Charges for our Stocks and Shares ISA and Investment Account

    Investments charges

    Direct Investments (share dealing)

    Rates and charges for our Direct Investments service.

    Direct Investments rates and charges

    Non-marketed products

    Interest rates across our range of non-marketed products.

    Non-marketed rates

    Other service charges

    Details on any product not included in the list above.

    Other service charges

    Islands Personal Banking, International and WorldWide Service Accounts

    Visit the Island Personal Banking, International or WorldWide Service websites for products and service information.

    Important legal information

    Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

    Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS).

    Telephone calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.

    If your non savings income is less than your personal allowance you may qualify for the 10% savings tax rate, we will still pay your interest net of tax (with income tax taken off - currently 20%). If you think that this may apply to you, you should complete HMRC form R40, available on HMRC website or your tax office.