The challenging times we’re all experiencing means we’re getting a lot more calls than usual and our call times are longer. So we can support people in the most vulnerable situations, we ask that you only call us if your enquiry is urgent. You can still use our online and mobile banking services and our automated service.

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    Premier Current Account Important Information - no longer on sale

    Below are the terms and conditions that apply to your account. We recommend you take time to read each section carefully and save them if you want to refer to them later.

    Important links

    Personal banking terms and conditions & Banking charges guide (PDF, 569 kB)

    Premier Benefits Guide(PDF, 1.5 Mb)

    Premier Account Overdraft Interest Rates

    Vantage account information - no longer on sale

    Premier AA Breakdown Cover Terms and Terms and Conditions(PDF, 1.5 Mb)

    Premier Worldwide Travel Insurance Terms and Conditions(PDF, 1.5 Mb)

    Premier Home Emergency Cover Terms and Conditions(PDF, 1.5 Mb)

    Premier Mobile Phone Insurance Terms and Conditions(PDF, 1.5 Mb)

    Premier Identity Monitor Terms and Conditions(PDF, 1.5 Mb)

    Premier Card Loss Assistance Terms and Conditions(PDF, 1.5 Mb)

    Important legal information

    Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

    Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS).