Lloyds Premier
Get the account that offers Bupa Digital Family GP and Wellbeing Subscription, lifestyle benefits, financial coaching, enhanced rates and more. You’ve earned it.
You’ll need to pay in £5,000 each month or have £100,000 of qualifying savings or investments with us. You’ll get the £15 monthly fee back each month you meet this criteria.
Lloyds Premier benefits
The benefits all add up and could be worth over £876 to you each year
Based on potential value of key benefits with further benefits available on other product offers.
Bupa Digital Family GP and Wellbeing subscription
The private GP life has arrived.
Worth £50 a month and includes virtual GP and physiotherapy consultations, dedicated mental health support and energising fitness classes.
Annual Lifestyle Benefit
Take your pick from either 12 months of Disney+, 6 cinema tickets, a year of Coffee Club and Gourmet Society membership, or an annual magazine subscription.
Your benefits in more detail
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As a Lloyds Premier customer, you also have access to our Club Lloyds savings accounts.
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As a Lloyds Premier customer you can choose a different Lifestyle Benefit every year. There are 4 benefits available, each to suit different tastes:
Disney+ subscription
Enjoy the biggest blockbuster movies, brand new originals and the latest seasons of much-loved shows. There’s something for everyone to enjoy when you select a 12 month Standard With Ads Disney+ subscription. At this time, you are unable to upgrade your Disney+ subscription to Standard or Premium.Already have a subscription to Disney+? You can still take advantage of this lifestyle benefit.
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Value table Premier account benefits
Annual potential value of benefit
Premier account benefits
Bupa Family GP and Wellbeing Subscription
Annual potential value of benefit
£600
Premier account benefits
1% cashback on most debit card purchases
Annual potential value of benefit
£120
Premier account benefits
Credit interest up to £5,000
Annual potential value of benefit
£90
Premier account benefits
Lifestyle Benefit
Annual potential value of benefit
£66
Premier account benefits
Total
Annual potential value of benefit
£876
The Premier account could be worth over £876 with other benefits potentially increasing the value based on your own circumstance.
You’ll need to pay in £5,000 monthly or have £100,000 of qualifying savings or investments with us. We’ll refund the £15 monthly fee each month you meet this criteria. The £15 fee has been excluded in this value calculation.
The values, rounded to the nearest pound are calculated as of September 2025. Read the full report (PDF, 586KB) to see how we calculated the values.
We have a Lloyds Premier prize draw winner
Mr S. from Solihull is now the proud owner of a brand new Range Rover Sport.
"It was truly amazing and unbelievable. I never expected to win as it's purely a matter of luck and it made the moment even more exciting."
Before you go ahead
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Arranged overdraft information
An arranged overdraft can act as a short term safety net. You can use it to borrow money up to an agreed limit through your bank account.
- You can apply to add an arranged overdraft to your account and you’ll only pay daily arranged overdraft interest if you use it.
- If you use your arranged overdraft but pay it back before the end of the day, then you won’t pay any arranged overdraft interest for that day.
Helpful tools - You can use our eligibility checker and cost calculator to check your eligibility and work out the cost of an arranged overdraft.
Applying for an arranged overdraft - When you have applied for this account, at the end of the application you can apply for an arranged overdraft which you can add right away. You can also apply for one later.
Amending an arranged overdraft - You can reduce or remove your arranged overdraft at any time through mobile banking, online banking or telephone banking. But you must repay anything you owe if you want to remove an arranged overdraft or anything over the new reduced limit you want. You can also apply to increase it. Using an arranged overdraft increases your overall borrowing and may affect your credit score.
If you don't have enough money in your account or available arranged overdraft to make a payment, we may either let you borrow through an unarranged overdraft or refuse to make the payment. Missing payments and using an unarranged overdraft can damage your credit score, get in touch with us as we may be able to help you.
Applying for this product does not improve your eligibility for an arranged overdraft.
All overdrafts are subject to application and repayable on demand. You must be 18 or over to apply.
Arranged overdraft details
- £100 interest free amount
- 29.9% EAR (variable) representative
- Your interest rate will be based on how you manage any accounts you have with us and on the credit information we have about you
- No unarranged overdraft interest, fees or charges
More about personal arranged overdrafts
Do you already have a current account with us and need an arranged overdraft?
If you already have a current account with us, you can apply for an arranged overdraft through online banking or mobile banking. You can also apply to increase your existing arranged overdraft limit too.
Awarded Moneyfacts Five-Star rating
Recognised for both ease of opening and a product Five-Star rating.
Let's look at the details
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What if I’m having issues with my Bupa Digital Family GP and Wellbeing Subscription after I’ve registered?
If you’ve forgotten your Bupa subscription email address, password or having technical problems call us on the Lloyds Premier helpline and select option 2 Bupa.
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Payments
Our payments are quick and secure, and we keep things simple. You can also pay a cheque of up to £10,000 into your account by simply taking a photo of your cheque and uploading to the mobile banking app. There is a maximum daily limit of £10,000 per day.
Send international payments in over 30 currencies, with fee-free euro payments.
Debit card
You can use your Visa debit card in over 500,000 locations in the UK and 27 million worldwide.
Tap and Pay with a Visa debit card up to £100. You can now use our mobile banking app to choose a contactless payment limit between £30 and £95. You can also add your card to Apple Pay and Google Pay.
You can withdraw up to £800 a day from a Lloyds Cashpoint® or other cash machines.Save the Change®
Save the Change® makes saving easy. When you buy something with your Lloyds debit card (and your account is in credit), we’ll round up the amount to the nearest pound and transfer the difference into an eligible Lloyds savings account.
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Switch your current account to us in just 7 working days, using our stress-free process
Whether you want to move to Lloyds or you already bank with us, switching is easy. Our team will do everything to make sure your switch runs smoothly, including transferring all your Direct Debits and standing orders to your new account.
You'll be able to switch your account to us at the end of your online application.
Here's how the process works
- Working day 1
The switching begins. We make contact with your old bank to arrange the switch.
- Working day 2
We’ll let you know your old bank has received your request. We then start transferring your payments to your new Lloyds account.
- Working day 3-5
It will take a couple of days to switch over your payment arrangements, and make sure your Lloyds account is ready to go for the switch date.
- Working day 6
If you’re clearing a debit balance at your old account, you’ll need to make sure there are enough funds in your Lloyds account to cover the transfer.
- Working day 7
Congratulations, your switch is complete. Your balance is transferred and your old account is closed.
- After you switch
We'll arrange for payments accidentally made to your old account to be automatically redirected to your new account. We'll also contact the sender and give them your new account details.
Current Account Switch Guarantee
We have designed the Current Account Switch Service to let you switch your current account from one bank or building society to another in a simple, reliable and stress-free way. It will only take seven working days. As your new current account provider we offer the following guarantee.
The service is free to use and you can choose and agree your switch date with us.
We'll take care of moving all your payments going out (for example, your Direct Debits and standing orders) and those coming in (for example, your salary).
If you have money in your old account, we'll transfer it to your new account on your switch date.
We'll arrange for payments accidentally made to your old account to be automatically redirected to your new account. We'll also contact the sender and give them your new account details.
If there are any issues in making the switch, we'll contact you before your switch date.
If anything goes wrong with the switch, as soon as we are told, we'll refund any interest (paid or lost) and charges made on either your old or new current accounts as a result of this failure.
- Working day 1
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You may also like
Overdrafts
An arranged overdraft can act as a short-term safety net if you need to borrow a little extra money. Learn more about overdrafts and check your eligibility today.
Current account support
Learn how to get the most out of your Lloyds current account with our support pages.
Switch to us
Switching your current account to Lloyds is simple, reliable and stress-free with the Current Account Switch Service.
If you need information on Premier accounts opened before 2014 go to Premier account.
Important legal information
Lifestyle Benefits are administered by Blackhawk Network EMEA Limited, PO Box 1586, Westside, London Road, Hemel Hempstead, HP1 9SF. Company Registration Number 4155659. They use different third party suppliers to provide each benefit. The selection may be subject to change upon notice by us or the supplier. Exclusions apply.
Disney Plus and the Disney+ logo are registered trademarks of Disney Enterprises Inc.