Discover the benefits of a car loan
When you review your budget, you’ll need to consider other costs associated with owning a car. These can include insurance, servicing, MOT, fuel and breakdown cover.
You’ll also need to decide if you want to buy a new or a used car. Read our helpful tips on buying your next car with our Car Buyers’ Guides.
We want you to find a product that’s right for your circumstances, which is why we adhere to the Standards of Lending Practice, which are monitored and enforced by the Lending Standards Board.
You could borrow £10,000 over 48 months with 48 monthly repayments of £225.04. Total amount repayable will be £10,801.92. Representative 3.9% APR, annual interest rate (fixed) 3.83%.
This Representative APR applies to loans of £7,500 to £25,000 over 1 to 5 years. Other terms and loan amounts are available at different rates. If you qualify for a loan, we'll tell you the rate that applies when you get your personalised quote. The maximum APR you could be offered is 29.9% APR. Lending is subject to status and additional affordability checks.
Use our handy loan calculator to work out how much your loan payments could be.
Whilst this calculator will give an indication of monthly payments and APR, you can find out your personalised rate by logging in to Internet Banking.
With our Personal Loan you can get a personalised quote and decision in minutes, with no impact on your credit rating. If you take out a Personal Loan, a record of this will be made with credit reference agencies.
You can also visit your local branch where our colleagues will be happy to help you apply for a loan.