Your remortgage starts here

We know how important it is to get the right mortgage, whatever step of the ladder you're on. See if you could save money by moving your mortgage to us. Already have a Lloyds Bank mortgage? See if you could switch to a new deal.

Want to view our rates?

You can use our Remortgage calculator to view our current rates, and find a mortgage deal to suit your needs.

Once you have viewed our products, you’ll have the option to start an Agreement in Principle or speak to one of our expert mortgage advisers who can guide you through the next steps.

Remortgage calculator

Ready to apply?

If you are already familiar with our rates, you can start your application online by applying for an Agreement in Principle (AIP).

This will give us the information we need to progress your application.

If you qualify, you can choose to apply online without help or book an appointment to speak with one of our expert mortgage advisers.

Applying for an AIP has no impact on your credit score.

Apply for an agreement in principle Apply for an agreement in principle

You could lose your home if you don’t keep up your mortgage repayments

What is a remortgage?

What is a remortgage?

In simple terms, it's when you switch a mortgage to a new deal with a different lender.

You might choose to do this to save money or to borrow more against your property. Your mortgage is likely to be your biggest monthly expense, so it's important that you find the best deal for your needs.

Is remortgaging right for you?

Is remortgaging right for you?

Before you commit to a new deal think about what you want most. Are you trying to save money, or is it more important to you to pay the mortgage off more quickly? Make sure you're aware of any fees you may have to pay when you leave your current deal, such as early repayment charges.

It's also a good idea to try and find out how much you might be able to borrow before you apply. Our expert mortgage advisors are always happy to answer any questions you may have and help you to find a new deal.

Why choose Lloyds Bank?

Offers on a selected range of mortgages

  • There’s no standard valuation fee
  • We’ll pay for your basic legal work (additional legal fees may apply).
  • 10 year fixed rate mortgages for Club Lloyds customers on loans up to £1million with a maximum Loan to Value (LTV) of 75%. Lending criteria applies.
  • Get up to £1,000 cashback with the Eco Home Reward


You can qualify for one or more offers if eligible. 

Current special offers

Take a look at our current offers. You can qualify for one or both offers, if eligible.

Exclusive offer with Club Lloyds

As a Club Lloyds current account customer, you could get a 0.20% discount off your initial rate. 

  • You must have a Club Lloyds current account open before you take out your mortgage
  • Offer can be changed or withdrawn at any time
  • Product conditions may apply

£250 cashback for energy-efficient homes

If you own an energy efficient home and you’re switching your mortgage to us from another lender, you could earn £250 cashback.

  • Available to customers who complete on a qualifying mortgage.
  • Maximum loan to value 95%.

Offer can be withdrawn at any time. Exclusions and conditions apply.

Find out about the full details of the cashback offers and exclusions.

Need help with your remortgage?

Learn more about remortgaging

With 250 years’ experience, you can count on us to build a deal that’s right for you.

We can help you find out all you need to know about moving your mortgage.

Learn more about remortgaging

Get in touch

You can talk to us over the phone or use our mortgage video service from the comfort of your own home.

Call us on 0345 122 1337. We're open Monday to Friday 8am-8pm, Saturday 9am-4pm.

Find out about booking a branch appointment

Already applying to remortgage with us online?

Already applying to remortgage with us online?

Pick up where you left off with the log on details we gave you.

Log on to continue

£250 cashback for energy efficient home

    • Cashback will be paid on mortgage completion via your conveyancer.
    • Customers must have a valid EPC showing on the EPC Register or a certificate confirming the property has an A or B performance rating.
    • New Build properties currently in development will not have an initial EPC rating, in this instance customers should obtain a Predicted Energy Assessment (PEA) from the builder.
    • Excludes Buy to Let mortgage applications.
    • Available to customers who take out a new mortgage product.