Free everyday banking with 24/7 access to manage your money on the go.
Just stay in credit (so your balance doesn't go below £0.00) and you won't be charged any fees. If you use your Visa debit card outside the UK, fees apply.
Also you don't need to pay a set amount of money in or have any Direct Debits coming out of this account each month.
We are proud to tell you that those who have used our Mobile Banking App have given it between four and five-star ratings on the Apple App Store and Google Play. This was last checked in October 2018.
Get up to 15% cashback when using your Visa Debit Card at selected retailers. Merchant offers and cashback amounts vary. Terms and conditions apply.
Sign up to Everyday Offers and you can view and use offers through our Internet Banking or Mobile Banking App.
Here are some of the retailers you may get offers from:
Apply online and we should be able to give you a decision within 10 minutes. Apply now
If you use an arranged overdraft of £1,200 on your Classic Account, then we’ll charge you a daily arranged overdraft fee of £2.
Three month fee-free arranged overdraft offer
If you are looking to switch to us we may be able to arrange a fee-free arranged overdraft for 3 months. Whether you can have an arranged overdraft and the arranged overdraft limit are subject to application and approval.
Are you eligible for the three month fee-free arranged overdraft offer?
To qualify for the fee-free offer you must :
Would you like a current account with an arranged overdraft?
At the end of your current account application, we may offer you an arranged overdraft which you can add right away. You can also apply for one later.
Do you already have a current account with us and need an arranged overdraft?
If you already have a current account with us, you can apply for an arranged overdraft through Internet Banking or Mobile Banking. You can also apply to increase your existing arranged overdraft limit too.
Save the Change® can make saving easy. When you buy something with your Lloyds Bank Visa debit card (and your account is in credit), the amount can be rounded up to the nearest pound. The difference is transferred to an eligible Lloyds Bank savings account.
Save the Change® is a registered trademark of Lloyds Bank plc.
Keep track of your spending and see at a glance where your money goes with our free Internet Banking service.
Money Manager is provided to help you manage your personal finances and is not intended to provide legal, tax or financial advice. Terms and conditions apply.
Use your current account to send money outside the UK or in a foreign currency.
The Current Account Switch Service is free to use and makes switching from one bank or building society to another simple. Whether you’re a consumer, small charity or small business, switching can be stress-free.
Switch on your terms
With the Current Account Switch Service you can:
If you switched your account in 7 working days, this is how the process could work:
|Day 1||Day 1-6||Day 7|
|You do||Choose a current account and apply. After applying, complete our switch form.||You can still use your old account and your new Lloyds account.||Enjoy your Lloyds Bank account.|
|We do||We'll start your switch.||We will transfer payments from your old account to your new account.||Switch complete. We move the funds in your old account to your new Lloyds Bank account and close your old account.|
Simple and stress-free
The new account provider transfers any existing balance and all existing payment arrangements for you – including those going out (for example Direct Debits and standing orders), those coming in (for example, your salary) and payees you already have set up.
Wide ranging spread of UK banks and building societies are on board
This means over 99% of UK current accounts are covered by the Current Account Switch Guarantee.
The switching process is the same everywhere
Every bank and building society offering the service follows exactly the same switch process.
Payments are automatically redirected
We will arrange for payments accidentally made to your old account to be automatically redirected to your new account. We will also contact the sender and give them your new account details.
Backed by a Guarantee
In the unlikely event that something goes wrong with your switch, the new provider will refund any interest or charges incurred on your old or new account as a result.
If you have a Basic Account with us and would like to change it to a Classic Account. Or if you already have a Classic Account with us, you may be interested in upgrading to Club Lloyds or one of our Added Value Accounts. Log on to Internet Banking to see upgrade options available to you.