2022 opportunities

Whatever your goals, we’ll be by your side with expert guidance and support to help you achieve them. Let’s make 2022 a year you look back on for all the right reasons. 

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Build a reassuring buffer

For life’s unpredictable events, it’s wise to have enough money to cover your outgoings for at least three months.

Try out our savings calculator and see how much it's sensible for you to set aside.

Savings calculatorSavings calculator
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Become credit score aware

The actions you take today to build a good credit score will make borrowing for your future home, car and other important life events easier. Generally, the higher your credit score the more likely you are to be offered lower interest rates.

See how a credit score is worked out.

Credit score guideCredit score guide
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Balancing borrowing

Seeing the bigger picture could help you manage your borrowing more comfortably and feel more in control.

Find out what options are available to help you assess your needs or streamline your borrowing in 2022.

Borrowing optionsBorrowing options
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Make a move of your own

If you’ve spent more time at home these last 18 months or so, you may have started thinking about buying your own place.

If so, now’s an opportunity to consider how you can make it happen, with advice on all kinds of mortgages, all in one location. 

Mortgage essentialsMortgage essentials
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Get a head start on retirement

Whatever stage of life you’re at – nearing retirement, already retired or just starting to think about it – we can help you make the most of your pension options. 


Under 50s pension tips

Over 50s pension tips

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Make more of your home

If spending more time at home these past 18 months has made you think about making improvements to it, visit our Eco Home Hub.

And if you would like a more sustainable home, our Eco Home Tool and tips can support you to make it happen. See how to improve your home's energy efficiency and reduce costs. 

Home improvementsHome improvements
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Protect yourself and your loved ones

For peace of mind that your mortgage can be repaid and your loved ones are taken care of, there's life insurance.

We also have options if you need someone you trust to manage your accounts, or would like to support someone else.

Discover what options are available to you.

Life insurance

Managing affairs

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Put your savings to work

You might be interested to learn that investments aren't reserved for people who are older or with specialist knowledge.

Why not discover ways you too can make your money work harder?

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Outsmart fraudsters

Keep a close eye on your account statements – balance and transactions – for unusual activity. And help protect your money by being aware of fake websites and phone, text or email scams.

To find out how to stay safe online and avoid the latest scams, visit our Fraud Hub.  

Fraud HubFraud Hub

Important legal information

Calls and online sessions may be monitored and recorded. Not all Telephone Banking services are available 24 hours a day, 7 days a week.

Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. 

 This information is correct as of November 2021 and is relevant to Lloyds products and services only.